I live in NY and was having some custom work done to my car in Georgia. While test driving the car the mechanic was involved in an accident. The mechanic had told me that the accident was the other drivers fault and that the other driver's insurance would pay for the repairs. Now the mechanic is telling me that the insurance company would not give him enough for the repairs and wants to get my insurance company to pay for the rest. What should I do??
2006-08-09 13:17:31 · 10 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
Contact the other driver's insurance company yourself. They are trying to low-ball you. Find a body shop down there in GA. Tell the insurance company that is who is fixing it and have them pay the full bill on it.
2006-08-09 13:22:52 · answer #1 · answered by soaplakegirl 6 · 0⤊ 0⤋
If you have insurance you turn the report over to your insurance company. They reimburse you for the damage minus your deductible. If the accident happened outside the shop you file a report with the police dept of the city and forward a copy to your insurance company. Your insurance company will contact the other parties insurance[ the shop and the other driver] to be re-imbursed for the damage they paid you to get fixed.
2006-08-09 14:42:05 · answer #2 · answered by tjdepere2003 6 · 0⤊ 0⤋
regardless of who's at fault, the repair shop is responsible to take care of your car. The repair shop that was driving your car is liable ask them for the name of their insurance co.
Call and talk to your insurance agent, they might be able to help without filling a claim. When I was once in an accident the other co was giving me the run around, I talked to my agent, they called the other insurance co and they got me a rental car and repairs started. My insurance co never paid a dime my car got fixed I got restitution and I never had to file a claim against my insurance. Sometimes it helps to have someone with a better under standing of it to deal with it. My rates weren't affected at all. After all that's what you pay them for; Good Luck!!!
2006-08-09 13:54:16 · answer #3 · answered by brandiwine72 3 · 0⤊ 0⤋
ALWAYS report an accident to your insurance company. If the other party is found to be at fault then his/her insurance should pay for all damages. If it was your brother's fault then YOUR insurance will pay all damages.
2016-03-27 05:50:18 · answer #4 · answered by Sharon 4 · 0⤊ 0⤋
not too sure about in the states but in canada the repair shop is responsible as well as the driver, it's called care and control while fixing an automotive vehicle
it should not cost you anything including deductible
the shop is trying to get out of this due to the fact most repair shops have a very high deductible
from an honest automotive service individual
this would never happen in a shop i work in
not only would i have made arrangements to have your vehicle repaired but if required paid for a rental while yours is unavailable
this the cost of doing business and i want my clientelle to stay mine by providing good service and being honest
2006-08-09 13:30:24 · answer #5 · answered by just my answer 3 · 0⤊ 0⤋
The shop is responsible to you for the damage. Insist on getting his ins info or contact the police. Your insurance co will most likely deny cvg because there is typically an exclusion for damages to a veh while in the custody of a repair shop. The shop in GA should pay you and their ins co should fight it out with the other driver. The shop is just trying not to get his ins co involved.
2006-08-09 13:25:09 · answer #6 · answered by Final Answer 3 · 1⤊ 0⤋
The mechanic's insurance should pay. If he was doing it correctly, his policy would pay for the cars in his garage that are involved in an accident.
2006-08-10 05:41:05 · answer #7 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
whoever was at fault is responsible for any damages.
whether it was the mechanic (then the comany would be at fault and would have to pay through there insurance)
or the other driver..then there insurance is responsibile..
was there a police report??if not your screwed.
2006-08-09 13:50:54 · answer #8 · answered by mommy2savannah51405 6 · 0⤊ 0⤋
You need to talk w/an adjuster from YOUR company ASAP. Many policies have a provision that EXCULDES mechanics from your policy if it is involved in a loss.
2006-08-09 15:02:46 · answer #9 · answered by Anonymous · 0⤊ 0⤋
the guy fixed it is responsible .similar thing happened here.guy send his porsche to get tires kid takes it for joy ride on highway wipes it out 90k for the car.store had to buy it.store responsible for it..t
2006-08-09 13:33:40 · answer #10 · answered by Dave 3 · 0⤊ 0⤋