I am wanting to start school in January 2007. What are the chances of me getting any assistance? I am 29 and married. I am waiting to hear back about a job. Between hubby and I we will make about $53, 000 before taxes. We just bought our first house a few months ago and so we are really strapped. Will they take into consideration our house payment when looking at my needing assistance? No one in my family has graduated from college. My mom says that should help me. Thank you so much for the help.
2006-08-09 10:37:58 · 15 answers · asked by Anonymous in Education & Reference ➔ Financial Aid
I am going to attend Miami University of Middletown (Ohio) and then I want to transfer afer 2 years to the main campus in Oxford. M.U.M will cost about $3500 a semester before books and etc. I am planning on getting my Masters in Accounting eventually. So that means I will be in school for quite a while.
2006-08-09 23:17:49 · update #1
most likely yes. your info will go off your previous years tax returns. they will take into account your marital status and your income. your mortgage payments aren't really their concern as it doesn't really have anything to do with them. considering the average salary is 43k for ONE person, they will see your combined salary as means for help. you should be okay
2006-08-09 10:43:16 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you plan on attending school in the Spring of 07 you should apply now. But you have to decide first what school you want to go to. It depends upon the school if they are going to give you anything and how much they will give you. Honestly it may be a problem because you are married and together you make 53,000 before taxes. You have to show your taxes when filling out for financial aid. You may want to try to use your income alone without your husband. It really don't matter that nobody in your family has not graduated from college. They are looking at the fact of do you really need help, and if someone needs the money more then you. Financial aid can also be a first come first serve type of thing. Regardless don't let this keep you from going to college. You may want to check out a community college because they tend to be cheaper than a university. Also check with the school you are going to they may have scholarships for people 24 and over. You can always apply for a loan as well, but make that your last options. Go to your local library, Internet etc and find some grants, there all type of grants out there to help. DON'T GIVE UP, I AM A LIVING WITNESS THAT SOMETHING WILL COME THROUGH FOR YOU.
2006-08-09 13:45:26 · answer #2 · answered by angie d 1 · 2⤊ 0⤋
I have applied for FAFSA even after their suggested date and they always accepted my file and processed it. So apply as soon as you know you will be attending classes, and you don't need to wait to hear back from the school to apply for FAFSA. On their application they ask you about your past education as well as your parents' education so this might be a plus for you. However your income might be an obstacle. I think they are looking for incomes lower than that. And having bought a house they might think you have the money to afford a house so why not the money to pay for tuition? But you never know unless you try. Who knows maybe some information you provide will make you qualify. Good luck!
2006-08-09 11:23:36 · answer #3 · answered by tuffbrunette 2 · 1⤊ 0⤋
First off, if you haven't enrolled or applied for your school do it ASAP!!!! Enrolling can be tedious. They will most likely need a certified copy of your GED/Diploma. Then you may need to take an entrance test (to see where you need to start academically), based on your entrance test you will need to talk to an adviser who will than help you choose your courses. At NMSU you need to be enrolled before you can apply for assistance.
Now to answer your questions:
No later than October to be safe.( It gets hectic on campus later in the semester).Also you'll most likely need to produce paper work (w-2's, proof of residency, etc)
You may not be eligible for grants(which you do not have to pay back if you successfully complete your courses) but you may be eligible for federal loans under your state. There are generally 2 types of loans: subsidized and unsubsidized. subsidized pays the interest while you are in school, unsubsidized does not. You will not have to repay either loan until you graduate.
I don't think they take your debts into consideration: I tried this when I was denied a grant and they didn't budge when I appealed.
2006-08-09 10:57:31 · answer #4 · answered by Anonymous · 2⤊ 0⤋
You'll probably get assistance. FAFSA takes into account your debt and the fact that you are married. If you're over 23 and married, you actually qualify for more assistance. Talk to the financial aid office at the school you will or want to attend. Usually they also have forms to describe special circumstances that warrant additional aid.
Congrats on being the first in your family to attend college! I was also, but it didn't get me any additional aid...
2006-08-09 10:44:54 · answer #5 · answered by Amanda K 2 · 1⤊ 1⤋
once you've the money to pay on your education then you actually absolutely do not might want to fill it out. in case you do not, then you actually might want to fill it out. You ignore that all of us qualified for economic help in spite of earnings contained in the variety of low pastime, fastened cost pupil loans (called Stafford loans). The max a depending freshman can borrow in accordance to twelve months is $5,500. (1/2 of this for the autumn and the different 1/2 for the spring). hit upon a school it is decrease than this and also you'd be wonderful. .. under no circumstances assume scholarships to pay on your practise. you in hardship-free words get those once you graduate with a tremendous GPA and admission try rankings. in case you do not have that, you received't get a scholarship. absolutely no longer all 4 years.
2016-11-29 19:09:16 · answer #6 · answered by Anonymous · 0⤊ 0⤋
You normally apply 6 months before the cash is needed, so now . The reason you apply early is because you may qualify for a scholarship of some sort, but you won't get one if you apply late. Even if you dont get any loans, you can still get scholarships, but only if you file a FAFSA. I am 45, but I still get FAFSA.
2006-08-09 10:44:09 · answer #7 · answered by PKAAworks 2 · 1⤊ 1⤋
not really gonna help that no one else in your family has gone to college.
apply now BUT start looking for GRANTS there are many that never even get applied for. Most grants require you to maintain certain grade averages and completion of course then you never pay back anything...
2006-08-09 10:42:04 · answer #8 · answered by alaskanecho 4 · 2⤊ 1⤋
Fill out your FAFSA as soon as possible.... I don't know what types of aid you will get, but you need to fill out the FAFSA get considered for financial aid. Good luck.
BTW congratulations on your new house :)
2006-08-09 10:41:51 · answer #9 · answered by westsida 4 · 1⤊ 1⤋
apply now for school that u will attend
almost everyone will get financial aid unless you have a drug conviction or defaulted on a prior studented loan
i just got off the phone with my financial aid advisor
2006-08-09 10:42:02 · answer #10 · answered by j@mE$ 6 · 1⤊ 1⤋