Iam retired and my wife works at a Native American casino and only makes $ 12 hour. With our mortgage and other bills we can;t seem to cover her college costs and she really wants to go to college,but we just can't afford it for at this point and time,Could you please help us please. Thank You - Virgil Bishop Jr.
2006-08-09 07:42:09 · 12 answers · asked by Virgil B 1 in Education & Reference ➔ Quotations
Maybe you should've thought of this 18 years ago when she was born. Great planning. I bet you drive a gas guzzler, though.
2006-08-09 07:45:50 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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2006-08-09 07:46:07 · answer #2 · answered by zionist white devil (pbum) 2 · 0⤊ 0⤋
The answer actually depends on so many factors, including your income, number of children, certain debts, cost of the school she'll attend, etc. The only way you can get a realistic answer to this question is to complete the Free Application for Federal Student Aid (FAFSA). You can complete it by following the link below. Once you complete that form, the government will send you information, including your Expected Family Contribution. That is how much the federal government thinks you can afford to pay. You will also learn if you qualify for some free money, such as PELL Grants.
Your state may also have some free money available. Georgia, for example, has the Hope Scholarships. Florida has Bright Futures. Almost every state has a variety of programs. Once your daughter starts applying to colleges, each school's financial aid office can connect her with a variety of resources. It's their job to get her money and they will try to find all the money that is available. It's in their interest to get the money for her so she can go to school there.
Schools almost always have scholarship money available, as well. Alumni donate money, which is used to help support current students.
And don't discount the federal student loans available. Going to college is an investment. If you would borrow money to buy a car or a house, why wouldn't you borrow to buy an education that will one day pay for the car and house?
So, you need to:
1) Complete the FAFSA during the year she'll start college.
2) Talk to the financial aid offices of the schools.
2006-08-09 07:52:17 · answer #3 · answered by internationalspy 3 · 0⤊ 0⤋
You are stuck between a rock and a hard place. Unfortunately, 'free money' people don't care about your bills, they only care about yearly pay...are you receiving any retirement income?
My parents made a combined 30k and I got nothing in free money.
Try FAFSA.ed.gov, that should get you started in the right direction.
Also, different colleges/universities have all sorts of silly little scholarships--I got a free 4 year ride just for becoming a history major.
Good luck and tell her to study hard, get good grades, do some community service work and she just might get to Harvard :-)
2006-08-09 07:48:59 · answer #4 · answered by Munya Says: DUH! 7 · 0⤊ 0⤋
That's what Financial Aid is for. She can go to college, she'll just have to pay it back later on.
All you can really do is fill out the forms and see if you're offered a pell grant, etc. If she has really good grades she can check into some other grants and/or a scholarship.
2006-08-09 07:55:10 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Don't claim her on your taxes as a dependant, that way she can do her own taxes, and show next to nothing for income. Thats what I did, and I got a free ride through grants. But, I think you'll have to NOT claim her for 2 years... have her go to the financial aid office and inquire.
2006-08-09 07:48:06 · answer #6 · answered by Anonymous · 0⤊ 0⤋
You should just get loans, while these will have to be paid off eventually the result is worth it if she comes out with a degree, don't deny your child the chance for higher education.
2006-08-09 07:48:23 · answer #7 · answered by Sagely 4 · 0⤊ 0⤋
Do a search on "educational grants" there is lots of free money out there, you just have to looooook. Good luck
2006-08-09 07:47:00 · answer #8 · answered by reynwater 7 · 0⤊ 0⤋
Has she considered paying for it herself? She could get a job and do that. It's her own future she is investing in, let her make the sacrifice.
2006-08-09 10:41:18 · answer #9 · answered by ? 6 · 0⤊ 0⤋
Why doesn't she go to a community college? She should get a job and pay her own way, not dump it all on you...
2006-08-09 07:47:34 · answer #10 · answered by flstc88 2 · 0⤊ 0⤋