2006-08-09 04:24:12 · 6 answers · asked by tupapi2minicano2003 1 in Business & Finance ➔ Credit
well, before you do anything here's two links that get me tons of best answers, the first one especially:
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
good luck
2006-08-11 15:54:32 · answer #1 · answered by Anonymous · 0⤊ 0⤋
aheitzman is right.I have an Orchard card and have had virtually every other card for limited or damaged credit.
I actually can't believe how good Orchard has been to me and the ease of use with the web site to manage your account.
They have one of the lowest annual fees and the customer service is great compared to other offers of this type.
They inquire to your Experian report and the card comes pretty quickly if your approved.
Orchard annual fee is 49.00 with no participation fee.First Premier is a 48.00 annual with 72 per year participation fees.Imagine is 150 A Fee and 120 part. fee.The card below is the Imagine card.270 per years as opposed to 49 for orchard.They both report to all 3,one just charges a fortune for it.They try to hook you with the 0 APR.Doesn't do much good if the monthly fee is 9.95 per month.You could never pay that much interest on a 300.00 credit limit.
Don't forget to just apply for one card every six months or so because those inquiries stay on for 2 years and lenders don't like to see that you've applied for credit too many times in a short period.And Imagine does check your credit.They inquire to Equifax.
2006-08-09 12:46:38 · answer #2 · answered by joecseko 6 · 0⤊ 0⤋
Yes there are many credit cards for people with bad credit or rebuilding credit. One of the best credit cards for bad credit is the Orchard Bank Mastercard although there are others. Here is a link that shows a little more about that card. http://www.0-apr-creditcards.com/orchard_bank_mastercard.htm
I hope this helps!
2006-08-09 12:35:39 · answer #3 · answered by aheitzman 2 · 0⤊ 0⤋
go to www.creditcards.com they list a bunch or specific cards for different types of people, even people with bad credit. You may just end up having a higher insterest rate, but at least you will have a credit card. Then, if ou get the credit card, make sure you make all your payments on time and your credit score will go up!
2006-08-10 10:39:20 · answer #4 · answered by Molly323 5 · 0⤊ 0⤋
Yes you can. I'll admit the annual fee is big, but there is no credit check. You are guaranteed acceptance. It reports to all 3 credit bureaus. The limit starts out small but gets bigger as you pay on time. Give it a try.
http://creditoffernow.com/imaginecard
2006-08-09 15:10:02 · answer #5 · answered by Harvy S 2 · 0⤊ 0⤋
i think if u put some deposit ,that will working
2006-08-09 11:43:44 · answer #6 · answered by bo y 1 · 0⤊ 0⤋