What help can we get?

Question

We have a five month old son, my husband works but I stay at home to look after our son. What help can we get financially as we are now starting to struggle? What is classed as a low income?

Answer 1

well if you are in the uk i can advise you

Depending on your income you could be entitled to tax credits. if you claim these you may also be entitled to housing benefit or council tax benefit, free prescriptions and/or milk for your youngster.

Popping along to your local jobcentre could prove helpful, they can advise you on whether your husband is better off working more or less hours. If he works over 16 hours a week you should be able to claim tax credits, if its less income support. With income support you can earn up to 20 pounds a week and still claim. With tax credits if he works more hours, your award depends entiurely upon his earnings. he would be awarded working tax credit and you would get child tax credit as you are classed as your child's primary carer.

People who have chidren and earn up to 60,000 a year either as sole or joint income can be entitled to working tax credits so it is entirely possible that you are entitled to something. Do not delay find out now or you could be losing money.

best wishes

S
x

Answer 2

I am always amazed at the people who ask these sorts of questions of us here, when you know perfectly well you are going to have to go to some bureaucratic office and sit and wait until they call your name and ask them. In this case, County Social Services. Perhaps that's all you really need -- to know who to ask. You are probably eligible for food stamps even if nothing else, and perhaps medical care, but the fact is, we can't tell you because most of these services are county or state services. The federal tax money may fund it, but it is administered locally. So get out the phone book, look in the "government" section under "family services" or "social services," and make a few phone calls. Yes, you will have to wait on line, and you may get frustrated with their endless paperwork, but that's what it is going to take.

I will say, however, that I think you are right to take this route rather than try to get a job and place your son with day care. People in that situation rarely find that the costs associated with the wife's job are worth the hassle. Unless you can make quite a good salary (in which case you would be working already), the day care and the additional medical care for the fact that kids in day care pick up every little bug that comes down the pike, plus the anxiety of having your child raised by strangers, plus the time you have to take off work to meet some real or imagined emergency. Day care WILL NOT take care of a sick child, even one only mildly ill, when they can call the parent and get them to come and pick him up. When you add to that the transportation costs and the costs to maintain a decent wardrobe in which to work, and the lunches you will probably eat out at least occasionally because you are at work, and the other little and large hassles involved in holding a job, you are smart to stay home and care for your child yourself instead. And of course, costs aside, it is better for both you and your child to have this time of bonding, when he can fully trust the love of his mother.

Answer 3

You are entitled to tax credits also child benefit.
Maybe income support if your husband works less that 15 hours per week.

http://www.hmrc.gov.uk/menus/credits.htm

Answer 4

Start a direct selling company. You may be able to concentrate on your fly and also earn some extra income

Answer 5

Check with the Inland Revenue.... my cousin is in the same situation... she works and her husband is still studying, she gets working tax credits as well as help with childcare... she gets a pretty good deal actually.

Answer 6

Hi my name is Ashley and I have a nine year old rottweiler her name is Zebbie short for Zebbadiah she is super friendly and loves to play. She was easy to train and is still very loyal to us as her owner, she is active and still plays and acts like a puppy. I think if you are looking for a breed you should get a rottweiler because: - We can leave her home for long periods of time and she will not make any accidents - She is super loving towards adults and kids she has a big voice but only parks or makes a talking sound when hungry or wants in from out side - our dog we have trained to stay on the main floor so if you don't want her in Certain areas of you home she is easy to train and also we trained her not to chew or lay on furniture - the back yard doesn't seem to matter for this breed they are not very big runners - female rottweilers like other dogs they love to start to play it is very cute to watch, Zebbie has to meet every dog she see's and she doesn't bark or run away to them she just whines if we don't say hi. - Zebbie is very patient with her she has kids that climb on her and she gives warnings to us when she is done with that she has never bitten anyone not even in play unless my dad puts his hand in her mouth but even that isn't biting. we have kids that can even take a bone or her food away and she doesn't react to anyone. - she is very cute she will come to you and rest her head on your lap when she wants love, she plays in the snow and jumps around like a puppy and loves chewy kinds a gummy toys - she has not had any major health issues just some little ear infections though, and if you don't take care of there teeth they start to have bad breathe - she will be your friend for life if you give her attention and play with her and take her for walks, when we come home she brings her toys to the front door as we are getting undressed cause she wants to play, when we leave she wants to come in the car she loves car rides and canoe rides as well - I think you will like this breed not really big very happy, not very hyper and very smart and obedient when trained. I hope this helps

Answer 7

inland revenue. working family tax credit, most families qualify unless your on a huge income

Answer 8

You will have to get in touch with the Tax Credits, they will assess your situation.

Answer 9

an financial consultant

Answer 10

to get any help from the stupid gov. you have to be pretty much living in a white castle box... no joke.. i have tried
but to see if your elgible for food stamps you can go here ..
http://209.48.219.47/fns/