does auto insurance pay for lost wages? if so when? bills are piling waiting for med release?

Answer 1

Yes, they do, but it all depends. I'm going through that right now. My Chiropractor (who's also a lawyer) said that they will pay but only for a few weeks or days in minor accidents. She also said that they only pay that for labor intensive jobs. Insurance companies are really cracking down on these accidents. But I tell you one thing don't wait on that check, because it will be a while before you see any of that money. Lost wages and compensation can take up to a year, sometimes longer. The only check that comes in timely manor is the one for damges to the vehicle. That's only so they won't have to pay for a rental. Sorry to hear about your bills, but if u want your money u have to get on that insurance ccompany!

Answer 2

Are you talking about your own insurance coverage or the other person's? If you're talking about your own insurance carrier, that depends on where you live, and whether you can get lost wage coverage there. In some states, it's provided automatically with certain coverage, or it can be optional and you have to buy it. If you have bills "piling up" and you carry medical payments coverage, or Personal Injury Protection, or other coverage with your own company that pays regardless of fault (within a certain limit) find out if you can get those paid without waiting for the other insurance company to settle (assuming you were in an accident where someone else is at fault). Make sure, of course, that it won't jeopardize your other claim.

If you're talking about the other company, for the at-fault driver, that answer depends. When you make a claim against the other driver, you may be able to submit a claim for your lost wages. However, this is a third party claim, and the settlement is made at one time, when you are done with your treatment.Every claim is handled based on its own merits. There are so many different things considered in that claim when determining if a carrier will pay, that no one can say or guarantee. It's all a case-by-case basis. Such things as whether the time you missed from work is approved by your doctor, or whether it is reasonable given your injury can be issues. If you ask the insurance company they will tell you how it works and what you need to do if you want to make a claim for your lost wages. it is difficult for anyone to answer questions without having everything, so the other company may not be able to tell you exactly everything or what will be paid. The way this works can heavily depend on the laws of your state, so the real answer lies with asking the insurance company, or other knowledgeable source.

**Most of the time *** none of this is paid until you sign a release and then it's full and final. Just check to see what you are eligible for and go from there.

Answer 3

1

Answer 4

Sometimes, but if you have Workman's Compensation, it will. Ask your employer.

Good luck.