What bank in the US doesn't use chex systems?

Answer 1

There are quite a few. You might go to http://www.chexvictims.com and do some reading. They have a good listing of non chex banks.

Answer 2

Credit Unions also use Chex Systems, and Banks that do not use something which is equivilent. I believe Bank of America does not, or at least thats what someone has told me, but I'm not sure. If they use ChexSystems it will usually be posted somewhere in their lobby with their other disclosures.

Answer 3

They do run chex yet they are forgiving as long as a results of fact the article is paid or is previous 3 3 hundred and sixty 5 days mark. i replaced into waiting to get a account and that i've got a paid chex on my account approximately 2 years in the past. yet they denied my husband who has a opened chex from 3 years in the past .. bypass determine despite the fact that it is not paid. They sent me a letter telling me to stick to without my husband he replaced into no longer authorized.

Answer 4

I think they all use some sort of chex system now. They can check immediately and see if you have funds at the time you write a check now.

Answer 5

Bank of America, Washington Mutual, and Wachovia ALL USE CHEXSYSTEMS.

However, if you go to a branch, Bank of America might give you an account anyway if your ChexSystems entry is old. Same with Wachovia, US Bank, or WaMu.

Answer 6

hmm.. Washington Mutual?

You want a bank name right, not a credit union?

Do you know or are you trying to open an account?

Answer 7

Credit unions!

Answer 8

The one that uses Cheerios

Answer 9

not a bank I'd want to put my money in