should i give this insurance investigator (fraud) more info?

Question

in april my house was broken into. first homeowners claim EVER. a fraud investigator showed up, questioned me, then told me he thought that i was involved! i gave him store receipts and cell phone records to show proof that i was out of calling area that night, but i blacked out the numbers. it still shows time and duration. he now wants those numbers. i don't think that is necessary for his investigation. there will never be evidence that i was involved (because i wasn't), and it seems a) he's already found me guilty--is just now trying to find proof, and b) he's dragging his feet to sign off on this investigation. as i'm not familiar with any of this i could use some guidance. thanks!

This man asked for my cell phone bill as proof I talked with my daughter on the way home, and when I got home. Not only does he have that record, but also all the call times and durations, plus it is broken down into local & out of local calling area. i provided him, at his request, several names of people to check with on my whereabout that evening. He has not spoken with all of them yet!

Records show at 446pm i was out of local and in the extended service area. i would have had to leave home by 430pm to be where i was by 5. There were 27 calls made through 1251am in the extended service area. At 139am my daughter called me, and i was back in the local calling area. also have receipts 1230 walgreens

I was also told no one had seen anything. None of my neighbors was questioned! An apt in the house across the street diagonal from me was robbed 2 wks later. my next door neighbor has super's info--no call!
police detective said it wasnt a typical burglery. what does THAT mean?

This man asked for my cell phone bill as proof I talked with my daughter on the way home, and when I got home. Not only does he have that record, but also all the call times and durations, plus it is broken down into local & out of local calling area. i provided him, at his request, several names of people to check with on my whereabout that evening. He has not spoken with all of them yet!

Records show at 446pm i was out of local and in the extended service area. i would have had to leave home by 430pm to be where i was by 5. There were 27 calls made through 1251am in the extended service area. At 139am my daughter called me, and i was back in the local calling area. also have receipts 1230 walgreens

I was also told no one had seen anything. None of my neighbors was questioned! An apt in the house across the street diagonal from me was robbed 2 wks later. my next door neighbor has super's info--no call!
police detective said it wasnt a typical burglery. what does THAT mean?

to A the q's posed: i gave him names/contact info where i was that evening. 50 miles away. cell phone records didn't come into play for that--just to verify that what i said was true: talked with my daughter when leaving and when home. no odd items. claim paid 11000 (for depreciation value) another 5000 when i submit receipts for proof of replacement. (another whole ball of wax on that!) police got "tip" i got my stuff back. (cops words to me) i think someone who wasn't happy with me decided to f with me, and they may even be the ones who did it; they had been staying with me previously so wouldnt look out of place.
i blacked out # because i feel it doesnt matter who i spoke with when he has date/time & proof i was out of area. (verifiable when he speaks to person whose house i was at) also, i did not want him calling everyone on my bill. its embarassing! AND he still hasnt tt the first set of people--now add more?

Answer 1

Your blacking out the numbers is a major red flag . . . why would you do that? He assumes (and so do I) that you're hiding something relevant. How does he know YOU'RE the guy using the cell phone? Sorry, you could have handed it to someone else. He's going to want to call the other person you were talking to, and have an affidavit that it was YOU at the other end of the call . ..

I'm wondering . .. why does he think that the claim is fraudulent? Did you exagerate the loss at all? Or were some of the items stolen very unusual?

Answer 2

Read your coverage. It will nearly absolutely have a clause related to cooperation within the research. If you don't furnish the data the insurer needs, then they're beneath no duty to pay the declare. If you desire your privateness, then, it's going to fee you.

Answer 3

I agree with mbrcatz17. Why would you withhold information that supposedly exonerates you? Major red flag.

Answer 4

You need help