I have Egg card but iv not payed it for like 6months . I got Contacted By Collection centre like 3months ago and they have not contacted me Since ? Have they Written the Debt off ?
Last thing they said to me was that i needed to get someone in my Family to help me pay , I told them this isnt Possible , Since then i had no letters all call about the Debt ?
2006-08-08 01:04:07 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
you what no they haven't written it off expect the baliffs to scome knclking at ytour door and removing your t.v a etc and expect your property to be reposssed you fool they hav e basically passed it to a debt copllector who will be with you in touch you are in a lot of trouble girl be aware
2006-08-08 01:08:35 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am sorry to say, but it has not been written off, The best thing to do is to contact Egg, find out who it has it has been passed onto. Contact this agency and make an arrangement to pay. It is too late to stop the default on your file, however this will go about a year after the debt is paid off. If you do not make an arrangement to pay, you may end up with an CCJ (on your file for 6 years) or An Attachment of Earning (then your employer will find at). They may even send the Bailiffs round.
Go to Citizens Advice, they will give any advice you want.
2006-08-09 08:39:41 · answer #2 · answered by littledutchy 3 · 0⤊ 0⤋
I doubt if they will just write off the debt.
They have either referred it back to Egg under 'Closed Efforts Exhausted or Recommend Legal Action.
Or..
Sometimes they may use extra enforcement, like passed it back to Egg for further action or they are just holding the account to try and contact you again.
Or..
They may have written it off as a bad debt against you and it may affect you for the next 6 years, check your credit file, it will definately be on there as a defaulted debt, its defaulted as soon as its late, not when it goes to the collection company.
2006-08-11 14:20:30 · answer #3 · answered by Rebz 5 · 0⤊ 0⤋
This is dangerous. They could be letting you miss your payments, and the bill is mounting. As well as default charges etc, they are marking your Credit ~Rating as defaulted on payment. This could cause problems if you need to get future credit.
Contact Egg ASAP and get them to clarify what the position is, and pay back anything you owe. You will regret it if you don't. If you can't pay it off, you have just stolen money from them, and why the hell did you buy things you could not afford?
2006-08-08 08:10:51 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Contact your local citizens advice bureau asap, give them all the details of the last correspondents you had from egg (Letters and emails) and they will act on your behalf, good luck :)
2006-08-09 04:26:20 · answer #5 · answered by Ev 1 · 0⤊ 0⤋
Debts like this can resurface at any time... so be prepared to receive another letter in the future.
2006-08-08 08:08:34 · answer #6 · answered by Lee S 3 · 0⤊ 0⤋
egg did this to me and i contacted them through a debt management agency baines and ernest and pay them back £7 a month now. i only owe them £500 tho. then agagin if they cant find you....
2006-08-09 09:09:09 · answer #7 · answered by bekkibex 3 · 0⤊ 0⤋
i am sorry but i do not understand what is a egg card
2006-08-08 08:08:25 · answer #8 · answered by RAMON G 2 · 0⤊ 0⤋
IGNORE ALL OF THEM - AND PPL`S ANSWERS
IF THEY KNOCK OR U ARE UNSURE OF WHO IS AT DOOR DONT ANSWER - IF U OPEN IT U ARE IE JOE BLOGS ETC DONT AGREE WITH THEM AND NO WAT DONT LET THEM IN !!
2006-08-08 08:56:31 · answer #9 · answered by Anonymous · 0⤊ 0⤋