2006-08-07 23:28:32 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
It can depending on if you are listed as an authorized user or joint account holder. Until recently you would share in the main account holders negative and postive payment histories, but recently that has changed so that only the positive aspects of the credit reporting goes on your credit report.
Here is an article directly from Experian that goes on about the topic
http://www.experian.com/ask_max/max060105b.html
2006-08-08 03:27:33 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Yes. Even if you are an authorized user, but not the actual person paying your bills, the credit card will show up on your credit report AND affect your credit score.
2006-08-08 08:54:16 · answer #2 · answered by amkornele 3 · 0⤊ 0⤋
If you are just a USER, no. If you are a co-applicant or joint applicant on the card, yes. If you are an applicant you are responsible for the debts and therefore it is on your credit report if you pay on time or if you do not pay on time. Hope this helps.
2006-08-08 06:33:37 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If your name is on the account your credit is effected.
2006-08-08 07:00:04 · answer #4 · answered by Think.for.your.self 7 · 0⤊ 0⤋
yes it will..
2006-08-08 07:14:14 · answer #5 · answered by yogesh 6 · 0⤊ 0⤋