2006-08-07 12:45:59 · 3 answers · asked by bobokity 2 in Business & Finance ➔ Credit
I belong to a credit union and they won't help me. My credit score is only 500 and I do have three credit cards that are not maxed, they are in good standing
2006-08-07 12:59:39 · update #1
so why don't you go apply for it then at a bank/credit union?? we need a little more info here to help you out. an unsecured loan may not need a cosigner depending on your credit score/history. but the best thing to do would be to go and find out...see what your options are.
2006-08-07 12:49:23 · answer #1 · answered by Anna 4 · 0⤊ 0⤋
Go to your local bank and see. Prior to that check out your credit situation and if your at least a 600 mid score you should be fine. You should already have at least 2- 3 credit cards to have established lines of credit for at least 6 months.
2006-08-07 12:50:45 · answer #2 · answered by Richie D 3 · 0⤊ 0⤋
you may be able to get one at
http://www.prosper.com
this place is a community of regular people lending to othe people
also, you can REALLY help you credit by reading articles, and signing up for the emial newsletter at
http://www.debtsmart.com
(i don't get anything for recommending websites--but at this point I wish I did.)
jackster
2006-08-07 14:19:20 · answer #3 · answered by jackvanz 1 · 0⤊ 0⤋