2006-08-07 10:24:29 · 13 answers · asked by Anonymous in Business & Finance ➔ Credit
Orchard Bank offers a secured credit card.
www.orchardbank.com
2006-08-11 08:16:12 · answer #1 · answered by amyl91 2 · 0⤊ 0⤋
Bad idea. Try cleaning up your current credit situation. Usually secured credit cards are scams with god awful interest rates. Go to annualcreditreport.com and get a free copy of your credit file from Equifax, Transunion and Experian. Find out what credit problems you currently have. Work towards paying off past debt or disputing debt that is not yours. Most companies, if your account is in collections, will settle for pennies on the dollar. I really advise people to not try to clear up debt with more debt. That's a mistake. If you have any questions contact me.
2006-08-07 17:31:16 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Any place that offers a regular credit card should offer a secured card. BTW, the card looks just like a regular card. No one can tell the difference except the issuer.
2006-08-07 18:41:43 · answer #3 · answered by STEVEN F 7 · 0⤊ 0⤋
Good question. Most major banks offer them, like Bank of America for example. You can walk in any branch and apply. Sercured Credit cards can bring you credit score if paid on time. Just make sure you pay your bill on time every month ans you'll be fine.
2006-08-07 17:31:14 · answer #4 · answered by 2glock 2 · 0⤊ 0⤋
National City Bank
2006-08-07 17:49:27 · answer #5 · answered by Jennifer G 2 · 0⤊ 0⤋
Check out www.bankrate.com for credit cards. There is also a website called something like card web which may help. I believe that Bank of America offers a secured card ... but I am sure that there are others.
Be sure and pay on time... that, more than anything, will help improve your FICO score. For more help on improving your FICO score, go to www.myfico.com
2006-08-07 17:28:49 · answer #6 · answered by Harvie Ruth 5 · 0⤊ 0⤋
Most banks and credit companies offer them, but you'll probably get a better deal with a credit union.
2006-08-10 01:50:05 · answer #7 · answered by ladycashmere79 1 · 0⤊ 0⤋
Getting a secured credit card will not clear up your credit.It will give you an opportunity to obtain additional credit, but cannot "fix" your problem.
2006-08-07 17:28:42 · answer #8 · answered by educated guess 5 · 0⤊ 0⤋
you can get a secured card anywhere... even your local bank offers secured credit cards... google search secured credit cards and see what comes up...
2006-08-07 17:28:38 · answer #9 · answered by Resasour 4 · 0⤊ 0⤋
If you don't have ANY credit, this will help. If you have BAD credit, there is more you must do.
2006-08-07 18:04:07 · answer #10 · answered by magpie 2 · 0⤊ 0⤋