i have no credit b/c i juss turned 18. i really want 2 go 2 college but i have no cosigner either b/c my parents have bad credit and my grandparents wont cosign for me.
2006-08-07 08:34:47 · 14 answers · asked by chris m 1 in Education & Reference ➔ Financial Aid
There are lots of Federal loan programs. You should fill out a FAFSA form, that way the government can determine your need.
2006-08-07 08:38:21 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Apply for a grant. The government has money saved for people who want to go to school but can't. I know that my cousins all applied and now go to school for literally no money out of their pockets and there was no credit check because it's not a loan, they never have to pay it back. I didn't believe it at first. Trust me, go to the FAFSA website, I'm unsure of the address but Just type in FAFSA on the yahoo search engine. The cool thing about grants, the less money you have and the worst off you are, the more willing the government will be to give you the grant.
2006-08-07 09:21:41 · answer #2 · answered by Agnostic 4 · 0⤊ 0⤋
It is possible to get loans without credit, if you have been employed for at least two years, then you must consider a private alternative loan from a bank. However, that ought to be the last option after contacting the colleges, where you have gained admittion. They have financial programs designed so people may attend and pay at the same time.
2006-08-07 12:05:08 · answer #3 · answered by COOLKIDS 2 · 0⤊ 0⤋
Undergraduate education is paid for by government loans and government grants. There are fundamentally three types of government loans you are elligible for, there is the subsidized Stafford Loan, unsubsidized Stafford Loan, and a Perkins Loan. Stafford Loans are taken out in your name and are meant to be paid after you graduate from college or if you withdraw from college. Subsidized Stafford do not accrue interest while you are in school, unsubsidized Staffords accrue interest while you are in school. The Perkins loans are taken out by your parents. None of the Government loans consider your credit rating, you could have a zero credit rating and it would not impact your loan application. Depending on what state you are in you are eligible for government grants, grants are basically free money for school.
I recommend calling the financial aid department of the school you are planning to attend. Ask to speak with a financial aid counselor or financial aid officer. Tell them you would like to apply to college but are uncertain what applications are necessary to finance it. Most likely they will tell you fill out a FAFSA application online in addition to the school's application. If your parents make too much money for you to qualify, which is generally close to six figures, then you can ask about applying for financial aid as independant from your parents. To be independant you need to indicate independent on your tax forms, if your parents claimed you on their taxes as a dependant you may not be able to apply as an independant. Overall, I would recommend your prospective school's financial aid department. Feel free to contact me with any questions.
Oh, paying for college is no sweat. However, always remember that you are paying for college out of your pocket; be sure to use your time wisely, study hard and do well.
2006-08-07 08:51:05 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Meet with the financial aide office at the college of your choice.
They may need you to have your parents legally show that they do not claim you as a dependent on their taxes.
Your creditworthiness doesn't matter for government subsidized loans anyway.
2006-08-07 08:39:53 · answer #5 · answered by redheadedtess 2 · 0⤊ 0⤋
Go to your college's financial aid office. Almost every college has one. You will not get a free ride, but you might qualify for a work-study program or a subsidized loan. Good luck.
2006-08-07 08:39:30 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Talk to the college! There are financial aid advisors there who can help you. You may qualify for grants or scholarships. You can also get student loans that are guarenteed from the government (stafford for example). The money is there... you just need to look for it.
2006-08-07 08:40:23 · answer #7 · answered by Funchy 6 · 0⤊ 0⤋
That's a tough situation, but so many are in it. I was, when I went to college. You have no choice but to work and save some money. Or join the military and risk being killed for no purpose in a meaningless war in order to get tuition.
2006-08-07 08:38:49 · answer #8 · answered by Larry 6 · 0⤊ 0⤋
have you ever deliberate to stick to for scholarship? To get scholarship you do no longer choose cosigner or credit status. some buddies of mine in school instructed me that they have helpful practise related to scholarships from this place. sturdy success
2016-09-29 00:25:35 · answer #9 · answered by ? 4 · 0⤊ 0⤋
try and get financial aid. there are loans and granst you can get. go to the www.fafsa.com site for more info . Def try and speak with a counselor from a community collge or whatever college your trying to or have gotton into
2006-08-07 08:39:18 · answer #10 · answered by peacfulwar 3 · 0⤊ 0⤋