does a dealership have to pay our loan if they are in breach of contract with us? 2 mo. still no title work.?

Question

We bought a car 2 months ago and we still do not have the title work. We moved out of state and cannot register our vehicle. We also cannot get insurance on the vehicle because it is not registered. If I give them their car back do they have to pay off the loan? Indiana state law says they have 20 days to provide title work and it also states they can only give out 1 paper plate per vehicle, we are on our 3rd paper plate.

Answer 1

You need to file a complaint with the IN DMV and Attorney General's office. There's no excuse for that.

You might contact the dealer and give them 48 hours to either provide a clear title or take the vehicle back and refund any monies paid (including clearing the note) and return your trade-in, or you will file formal complaints with the DMV and AG's offices. It's surprising how quickly a dealer will get off his butt when confronted with a DMV complaint.

However, you are wrong when you say you can't get insurance without registering the vehicle. Many insurance companies don't even ask for the tag numbers, all they need is the VIN. Any agent that tells you otherwise is either lying or incompetent. You have to have insurance to even drive it off the lot, even on a temp tag. If you get stopped and can't provide proof of insurance, the excuse that you can't get it without a registering it won't carry any weight either with the cop or the judge.

GET INSURANCE IMMEDIATELY!

Answer 2

What exactly do you mean by "title work"? In WI where I live, the dealer submits the title, transfer form, and fees for the transfer of title to the DMV, and the state sends you your new title, registration, and plates. Your dealer should have provided you with a copy of the title transfer form and a temporary plate.If they have done this and you haven't received your title, the problem is with the state motor vehicle department, in which case you have my deepest sympathy.

You may need an attorney before this is over, but the mere mention of one to the general manager of the dealership may spur some action.

And a note to the answer above, you should have a copy of the "title" with your lender listed as a lienholder.

Answer 3

He signed a freelance to get $40-one,500 till now taxes yet that once taxes it may pop out to be $33,2 hundred. Did the contract state he could take a 9 month ruin? Sounds to me like the military could pay $0.00 on account that he were given out (9months or a million 365 days is inappropriate). Your husband is the single which breached his re-up contract.

Answer 4

Obviously, no. Technically the title is not yours until the car is completely paid off. Who ever has your loan is the lean holder.