2006-08-07 04:27:58 · 5 answers · asked by wise investment 1 in Business & Finance ➔ Credit
Yes, you have plenty of options in the Credit Card route.
Go to : http://www.creditcardsearchengine.com/bad-credit.php
Here you will find a list of credit cards for rebuilding your credit.
Notice the cards that say "Reports to 3 Credit Bureaus". These are going to be your best bet.
I prefer Orchard Bank. They are good.
Remember though that if you credit is bad but not terrible you might be able to get approved for better cards such as Chase. This way you will avoid the heavy annual fee.
2006-08-07 05:13:37 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Just make sure that whichever company you decide to go with is listed with the BBB, and if you choose an online venue, that they at least have be verified by Verisign or a recognized service.
You must be careful with someone wanting to offer you credit to fix credit or many agencies that claim to do the impossible in a short period of time. Even if they dispute every single item, and raise your score, its at best temporary. If the item being reported is legitimate, then it will reappear on your report, and many loan companies will re-evaluate a loan that you may have received with the "cleaned" up record, and end up charging you a much higher interest rates.
The best advice is to make sure that whatever appears on your credit report is as accurate as possible. Pay off any uncollected debt, or set up a repayment plan. Make sure that for any existing credit cards that you may have, to keep them under 45% credit utilization (credit limit). Finally, make sure that your payment history becomes solid, and eventually any past due reporting will naturally age off the report.
Remember, if it sounds to good to be true, it probably is. Pull your credit reports, and go over them with a fine tooth comb, and find out as much as you can about what you can do to clear things up.
2006-08-07 13:16:33 · answer #2 · answered by Anonymous · 0⤊ 0⤋
First Step In Credit Repair How To Conduct A Credit Report Check
By: Peter Lim
There is a load of information at this site!
You can do it yourself...
2006-08-07 12:12:54 · answer #3 · answered by Anonymous · 0⤊ 0⤋
The best way if you own your own home would to refinance and pull cash out to pay off your debts and your credit score will shoot up. I work for united lenders group and could help you.
916-860-0804
keyon
2006-08-07 17:22:20 · answer #4 · answered by Keyon F 2 · 0⤊ 0⤋
credit repair section on this site
http://www.researchitforme.com/wesayes/loans
2006-08-07 13:01:25 · answer #5 · answered by Anonymous · 0⤊ 0⤋