I know all circumstances are different but I would like some recommendations as there are so many to chose from and I am sick of repeating my details, so if I could whittle it down a bit it may help!
2006-08-07 04:25:04 · 8 answers · asked by Raffi 1 in Business & Finance ➔ Insurance
by the way it should be uk based- thanks
2006-08-07 04:26:38 · update #1
Prudential.
Bradford & Bingley.
Standard Life
2006-08-07 05:35:40 · answer #1 · answered by TB 5 · 0⤊ 0⤋
Here is a list of some top-rated life insurance companies offering term life insurance. This list include their A.M. Best rating, which is the financial strength rating by the financial analysts at A.M. Best.
Insurance Company and AM Best Rating
New York Life A++
Nationwide A+
Allstate A+
Prudential A+
Liberty Mutual A
Farmers A
State Farm A++
Metropolitan (MetLife) A+
Northwestern Mutual A++
AIG A++
Liberty National A+
Mutual of Omaha A
Country Insurance A+
MEGA Health and Life A-
American Family A+
AAA Life Insurance A-
Globe Life A+
RBC Insurance (No Medical Exam) A
I hope that helps. Best of luck with your life insurance search.
You can fill out one form and get the five best quotes instantly from InsureMe at http://www.insureme.com/landing.aspx?Refby=613403&Type=life
2006-08-09 03:24:26 · answer #2 · answered by Anonymous · 0⤊ 1⤋
please do not take this as financial advice - more as a useful pointer - the main thing you want to look out for is whether the premium you pay is reviewable ie will they reassess what you pay as you get older. if it is stay away. few organisations do fixed premiums but one i am aware of is Abbey National or abbey plc. bear in mind what level of cover you want. do you need just life cover and how much or do you require life and critical illness (will pay out if you have a massive heart attack etc but don't die). Life insurance gets more expensive as you get older but a reasonably healthy 20 - 30 year old should get about £100,000 cover for 25 years for between £25-£35 quid per month Life and Critical Illness. Hope this helps. Try looking on motleyfool.com ---- hope this helps
2006-08-07 07:37:55 · answer #3 · answered by BigB 1 · 0⤊ 0⤋
Scottish Provident
2006-08-08 06:25:46 · answer #4 · answered by Linda 6 · 0⤊ 0⤋
John Hancock
2006-08-07 04:27:29 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Primerica Life, which is owned by Primerica Financial Services, which is a member of Citigroup.
How would you feel about paying less than $100/month for $500,000 worth of coverage for just 30 years? As you get older and have less financial obligations to pay, you can reduce your coverage so that you can have more money to save for retirement.
2006-08-07 10:25:09 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Use an Independent Financial Adviser, such as Click Life.
They will get the best rates and company, send the forms to you and chase the policy documents.
2006-08-10 05:16:09 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Max New York Life.
2006-08-07 04:30:46 · answer #8 · answered by ag_iitkgp 7 · 0⤊ 0⤋
Spend 15mins looking at www.which.co.uk
Type in 'life insurance' in the search bar
2006-08-07 04:34:12 · answer #9 · answered by In The Rat Race 1 · 0⤊ 0⤋
Lloyds Abbey or Abbey Life. If you want unit linked insurance
2006-08-07 08:15:22 · answer #10 · answered by Fred R 2 · 0⤊ 1⤋