I work a full-time job, but the money covers rent, insurance etc. If i can get that card paid off , it will help me out alot. I tried working a second job, but only made me tired and stressed. I tried online surveys but they are gimmicks. Help
2006-08-06 18:48:19 · 7 answers · asked by peaches 1 in Business & Finance ➔ Personal Finance
get another credit card with no interest for a year(there is lots of them), and do a balance transfer, pay your old credit card with the new one, and then pay the new credit card @ your own pace within a year, good luck!
2006-08-06 18:53:02 · answer #1 · answered by haydee b 1 · 1⤊ 0⤋
I don't blame you for dropping online surveys, but there are many ohter ways to make a few bucks online. Directing and extra stream of income directly at a debt like that will put out the fire faster than you think.
I picked up $140 just this weekend online and added another $10 to a residual income I am building.
2006-08-06 19:11:53 · answer #2 · answered by Anonymous · 0⤊ 0⤋
DONT GET ANOTHER CREDIT CARD.....stupid idea......the quickest and simplest way I found that helped me..
1.from the first day you get paid write down everything that you spend your money on..I do mean everything..even if its a packet of chewy...the purpose of this is to..find out exactly what your doing with your money for the week/fortnight..then i started to...you'll be surprised how much you spend on 'nothing'/disposable cash..
2. pack my own lunch everyday
3.dont buy junk food..during the week-days..at all!!!
4.when I got my pay i put the money straight onto the bill..
5.remind yourself why your going without...stuff..cause it is only stuff...think abt the bigger picture ..
6.the bill goes down really quickly ..the damn interest is the killer..so keep making bigger payments(not the min/amount) to it every pay day ,dont put it off.. good luck to you
2006-08-06 20:50:30 · answer #3 · answered by raven jack. 3 · 0⤊ 0⤋
get a another credit card that allow you to transfer balance to the new card. make sure it has no transfer balance fee and lower interest rate than your current card. Citibank offer this for people with good credit score. or spend less, try cup of noodle and water. I did it
2006-08-06 19:08:29 · answer #4 · answered by Anonymous · 0⤊ 0⤋
you can get a line of credit or eqiuty line of credit with you r bank and tell them what you want to do with it thats what we did and the bank sent the credit card a chaeck and we had a month break and our payments were much lower.
2006-08-06 18:56:34 · answer #5 · answered by jessa 1 · 0⤊ 0⤋
2400 is small amount to pay for your freedom. waht I mean is, you should work second job to get the monkey off your back than later. either way you still pay it. you should do it now
2006-08-06 18:54:40 · answer #6 · answered by Hoa N 6 · 0⤊ 0⤋
work more and spend and shop less
2006-08-06 23:25:43 · answer #7 · answered by Anonymous · 0⤊ 0⤋