refinancing a home; closing to be held in an attorney's office?

Question

I am aware that when refinancing a mortgage on a home some finance companies, banks, etc hold the closings in an attorney's office; other companies hold the closings in their own offices without an attorney present.

Why is this and what difference does the presence of an attorney make?

Answer 1

Differences is some companies dont have license to close thats why they pay to attorney to be closing officer, some can do their self because they are direct lenders and they can close any where they want.

Answer 2

It would be up to you if you wanted to have an attorney to check the papers over for your best interest.

You can be sure that banks & finance companys have had a lawyer
look over their forms. They may feel it is just easier to have their attorney present at the signing.

Answer 3

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Answer 4

To watch your back and to answer questions you may have ?