2006-08-06 15:00:56 · 6 answers · asked by Anna S 1 in Business & Finance ➔ Small Business
You should check on the laws in your state, but I think it is very likely that you need to carry worker's compensation insurance. Usually you obtain this through a private insurer and it is based on your payroll. You could be subject to heavy fines for failing to provide this coverage.
2006-08-06 15:12:58 · answer #1 · answered by just♪wondering 7 · 0⤊ 0⤋
Assuming that when you say "employees", you mean you are deducting taxes from their checks, then the answer is yes, definitely. If one of your employees hurts themselves while on a job, you certainly don't want to be sued and lose your business. The good news is that if you only have 5 employees, it shouldn't cost an arm and a leg. You need to contact your insurance agent as soon as possible to get it set up. You know how sue-happy people are these days. Get insurance to protect your assets.
Now, if these people are paid on a job to job basis as independent contractors, you don't need insurance. They need to carry their own insurance and prove to you that they have coverage.
Hope that helps!
2006-08-06 22:08:20 · answer #2 · answered by SuzeY 5 · 0⤊ 0⤋
perhaps you can try Google adwords to market your service/product.
Google adwords is a text-based system for advertising on its site and its partner sites. The service allows you to create your own ads, choose keywords to help match your ads to your audience, and control the cost of your advertising—you pay only when people click on your ad (a cost per click plan). Anyone wishing to promote a product on Google can enroll in this program.
you can get a 5 detail pages information about Google adwords at :
http://www.adcenter.net.cn/google-adwords-1.html
Good Luck && Best Wishes!
2006-08-07 05:54:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes, if a worker fell over and broke their back, couldnt work again and wanted to sue you for $300 000 to cover their medical expenses etc, could you pay them out of your own pocket? Or would you need assistance?
2006-08-06 22:06:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Depends on your state, assuming you are in the US. Contact your state department of labor.
2006-08-06 22:04:00 · answer #5 · answered by kako 6 · 0⤊ 0⤋
For sure!
2006-08-06 22:05:50 · answer #6 · answered by Tortured Soul 5 · 0⤊ 0⤋