Do you think debit card holders should be charged everytime they use their card?

Question

It's always a small charge (especially when u go to pump gas here in Southern California) but if u use it all the time instead of carryn' cash around it becomes a larger amount fee every now and then...what u think?

Answer 1

No- I think these companies should build the cost of the gas into the transaction instead. It's a misleading practice. Sounds like you probably buy gas from ARCO...

Their gas will eventually ruin your car. As much as I have disdain oil companies, you should consider Shell, or Chevron instead.

Believe it or not- after 5 tanks or so, you will find that you get more gas mileage out of the slightly higher price of these companies, than the discount gas-water you get from ARCO, VALERO or THRIFTY.

Oh- and try this site for some more info:

www.gasbuddy.com

See you on the freeway!

Answer 2

I always use my check card (sometimes called a debit/credit card) - don't have a debit card. I go into a bank to get a cash advance against this "credit" card (no fees from either my bank or the 'foreign' bank - the one where I don't have an account). I buy gas with the check card, I buy groceries with the check card - never any fees.

I can go to ANY ATM and withdrawal cash and my bank REFUNDS me whatever the 'foreign' bank charges (up to $15/mo.)

Maybe you're with the wrong bank?

Answer 3

I think you need to shop around for a new bank. I know it's common for banks to charge you a fee when you use an ATM, but I've never heard of them charging you for using a debit card. Credit unions usually offer the best rates and lowest fees.

Answer 4

No. But it would cut down on my expenses because I wouldn't depend on it as much. I usually have no cash in my wallet. I use the debit card. The places I use it don't charge a fee. If there is a fee, I don't use it. I'll go to the ATM for cash.

Answer 5

If you're a small business owner, you may think yes. I believe the charge for a customer to use their debit/credit card is around 5-7%? I hear American Express is horrible - 8-9%

Answer 6

another way for the rich- to soak-- the little guy in questionn etc, get rich, screw the little guy or gay whos draging around, these things-- like those that are making minuiminn wage--- and get less than 40 hours a wek no benifits trying to use these little devil cards and just trying too kep enough in the bank too make ends meet- does the little guy or girl have too live on macaroni cheese at the end of there bills after rents utilities and put up with more ridliciouss charges, etc, the litle guy or gal downe under the rock pile more more chargess thrown on top of the debit cards etc, makes litle sense soak us drown us, with more more got yur hand out big boys at the tp with debit card charges?? try flipping burgers puting money in the bank and trying too shel out more more- yep thanks

Answer 7

I do not think so because of the fact at the end if you find a gas station with cheaper gas you are basically paying the same price that you would have found at another place. If you add the 45 or 35 cents to the price of gallon its not worth it. They should not charge us because its cash just not in paper form.

Answer 8

I've never been charged to use my debit card, ever... the only time i was ever charged from the bank, was a 1 dollar service charge fee for using a differant bank, to get cash out of.

Go use a diffferant bank! i have bank of america, and peoples. but peoples is connecticut only i think.

Answer 9

I don't people should be charged a surcharge for using their own money. It's illogical. Here in Indiana, though, I only get an extra charge when I withdraw money using my debit card, that amount is refunded by my bank, however.

Answer 10

NO! you dont get charged for writing a check, and using a debit card is the same thing! at Taco Bell they have a debit fee of 99¢!!
i could buy a whole other friggin soft taco for that price!