Has anyone evr dealt with the National Credit Counsellors Of Canada Inc. before. If so has your experience been good or bad any feedback would be greatly appreciated.
2006-08-05 09:25:23 · 6 answers · asked by amanda b 3 in Business & Finance ➔ Credit
Hi I have never dealt with National Credit Counsellors of Canada Inc before, but I do have some information about Debt consolidation might worth to take a look. Please check the article in my resource box.
It is always good to be aware of who we are dealing with and what we are asking for.
Good luck!
2006-08-06 14:46:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
In my point of view, You say don't have a job, no home of your own, no nothing. They can't get anything out of you so why bother with it at all? If you insist on doing the best you can anyway then go down to the courthouse and tell the clerk of the court you need a form to file a response to the court in forma pauperous. They will give you a form you have to fill out and submit to the court for it's approval. Then you can go to court and at least try to tell your side of the story. That isn't going to do you any good because the court isn't going to care about your hard luck story. The only question is whether you owe the money or not. Nobody cares why you didn't pay or can't pay now. It very well might be a very long time before you can find a job. Maybe several years the way the economy looks right now. Worry about what to do when you get a job and some income.
2016-03-27 00:17:18 · answer #2 · answered by Anonymous · 0⤊ 0⤋
When you meet with them, come with a prepared set of questions and review their contract. Shop and compare. Make sure you are getting the best deal for what you are looking for. There are legitimate businesses out there that will assist you with debt consolidation, but you need to ensure they will not overcharge you or create additional problems. Check with the Better Business Bureau to see if there had been any complaints made against them, as well as your provincial Consumer and Business Affairs Ministry to see if there had been prior issues before you choose to deal with them.
2006-08-05 18:02:00 · answer #3 · answered by Angela B 4 · 0⤊ 0⤋
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is an online ebook :
you can read it for free at:
http://umgarticles.atspace.com/debt-consolidation.htm
2006-08-06 19:39:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try very hard not to use a debt counsler, your credit will be so bad when they are through with you it would be better to file bankruptcy. Try very hard to do neither but if you do go to a debt counsler, your credit will be hit for a very long time.
2006-08-05 10:10:23 · answer #5 · answered by Mrs. Mad Maddy 4 · 0⤊ 0⤋
There are nonprofit orgs. that can help at minimal cost. Just be careful and ask like you are here. good luck
2006-08-05 11:18:15 · answer #6 · answered by jewingengleman 4 · 0⤊ 0⤋