whats the best way to save with 3 kids?

Question

i have a 2 yr old and a 9 month old. how do i save money but still get them what they need?

Answer 1

Mostly what every one else said. Also bargain shop like crazy. Try thrift stores they have all kinds of things. A great place to look in my area is freecycle.org or cheapcycle.org. People give away all sorts of things to keep it out of landfills.

Answer 2

You have to develop a plan, and stick to it.

Develop a budget that starts with your take-home income, and deducts your regular bills. Budget for food, gas, utilities, all the necessary things of life.

Take the remainder of your discretionary income and put a small portion every month into savings. It doesn't have to be a lot - even $25 / month adds up. Don't, don't, ever, ever give in and dip into that unless you're either buying what you planned to buy all that time ago when you started saving, or it's a dire emergency.

Kids can go without stuff. But building discipline with finances is something that can last a lifetime. And building this kind of self-discipline and self-control will help you in other areas of your life, as well as help your kids grow up more responsibly and appreciative of the things they have.

Answer 3

Girl, I have a one year-old and everyone thinks she is spoiled and that I buy her everything, but I don't spend a lot of money on her. Your kids can eat the same foods as you so that is a plu (no more formula to buy). Limit eating out (it is healthier anyway). When you buy there clothes, go to places like Old Navy, The Children's place, etc. and RACK UP during clearance time. I'm talking buy winter and spring stuff in the summer. By shoes in advance and coats when they are on clearance. You can get a lot of cute clothes. Hit th egarage sale for some toys that would be more expensive and have your own garage sale for the toy/clothes your kids can't use/wear.

Take your kids to the park or library (FREE activities). This can really be done!! Enjoy!!

Answer 4

Buy diapers in bulk at Sam's or Costco. You can also buy a lot of stuff in bulk. It may be expensive at first, but what you do buy will last a lot longer too. I don't where you're from but 99cent stores, Dollartree, Big Lots, Factory2U, and other discount stores actually have some nice stuff and good deals. You just have to look for it. Cut out coupons for grocery shopping. Also, get grandma and grandpa to buy the toys and fun stuff that aren't necessities. That should help!

Answer 5

I don't know it's so hard these days to save a penny especially when your kids are growing rapidly. The economy makes it tough for us to save for our futures, retirement . In my case I'll have to work until i die because social security won't be enough to live on when I'm old

Answer 6

buy in bulk u know a small pack of diapers which come in like 19 are any where between $5-$10 but u can buy a box of 100 or more for $20.00

Answer 7

first off if you dont already try getting on the wick program that can save you alot for your baby.
by there clothes at cheaper places if you dont already, flea markets have good clothes for cheap, walmart, tj max, marshalls.
collect change in a jar , then get it cashed after a month and deposit into savings.
try getting another jb if you can

Answer 8

Buy in bulk at bulk stores like sam's club. And for clothes go to a store like Ross or TJmaxx. They have great clothes at a low price. Hope this helps.

Answer 9

Limits the 3 meals of the day to 1 single meal.

P.S.

I hope your husband will use a condom the next time.

Answer 10

Well my mom saves money, on not getting everyone what they want. Also she gets a lot of coupons!