Im 19 a Student no job but get $2000/month from college fund and have no credit.Where can I get a car loan?

Answer 1

From your parents.

Answer 2

the 1st theory that got here to my techniques upon examining this positioned up grew to become right into a million. WHY is college classes value is usa ridiculously costly? WHY do faculties need plenty money? a school isn't a company like Apple or Microsoft. My sister will graduate from her 4 years of faculty quickly and the excellent coast of classes pee paid throughout those 4 years....is OMG too plenty. the quantity is virtually as plenty because of fact the U.S. national debt. 2. do faculties definitely want a brilliant sort of money? 3. usa is at present dealing with an economic disaster; it is predicted to be between the worst ever in U.S. historical past. So unemployment is a increasing concern, the economic equipment is getting spoiled and there are extra harmless electorate suffering below the poverty line. and that i'm not against the government however the federal government does not look sorting it out nicely. i don't understand that plenty related to the ecnonomy, so I found out from my sister (she's a corporation / economics important) and that i will tell that the rustic, the economic equipment etc are all dealing with a disaster. Soo....i don't understand yet till the government can provide to love help the unfavourable pay for faculty or some thing I strongly recommend that faculties do not enhance classes expenditures. otherwise...usa will face a good worse academic disaster. Does the stuff I typed make experience? wish it does. And......the sturdy information is that the costly classes value paid to a brilliant college grew to become into definitely nicely worth it for the reason that my sister have been given a brilliant interest 2 weeks till now commencement.

Answer 3

A car loan is one of the worst ideas. If you cannot afford to pay cash for a depreciating asset, then you don't need it. And beleive me, any asset that loses 1/3 of its "value" when you drive it off the lot is a depreciating asset.

Wait a few months, save several thousand dollars and buy a used car - $4-5,000 will get you a Mitsubishi Eclipse or even a late model Ford Crown Vic (cop car) with maintenance history and heavy duty components.

As a student, what do you need a car for anyway? How are you going to pay registration, gas and insurance?

Answer 4

There are plenty of car sellers that specialize in giving loans to people without credit or bad credit. I'm thinking of places like 1-800-bar-none and J.D. Byrider, etc. Unfortunately, you will be charged interest above the norm and probably pay too much for the car.

The best thing to do is to get someone to cosign a loan for you (but keep it in your name). If you are trustworthy and someone in your family knows this, this could be a good way for you to establish credit. Of course, they have to be willing to take a risk on you.

Answer 5

Ask your parents to co-sign or finance (you'll probably get a better rate, too), but if that's not an option, unfortunately you'll have to pay cash or go to a buy-here-pay-here place. No first tier finance company (good interest rates) is going to give you an unsecured loan without stable employment. From their point of view, it would be easy for you to fudge your current income.

Answer 6

Please go to DaveRamsey.com read/listen/understand
why getting a car loan is a lousy idea. Cosigning is bad idea also. Get a job or two , work hard pay cash for a solid car. Do not become a slave to credit or loans.
Learn what real millionares know.

Answer 7

please do not try to get a fancy car. the money is for education. Going from point A to B do not need a fancy car or loan.buy a use reliable car so you can concentrate the study. Maybe what i am telling you right now is not what you want to hear. But later in life. you will appreciated my advice. But it is okie because I am going to say it anyway

Answer 8

find a buy here pay here car lot