2006-08-02 16:14:53 · 12 answers · asked by lu_consulting1993 1 in Business & Finance ➔ Credit
Nope...and neither does a cell phone unless you dont pay it..
2006-08-02 16:17:53 · answer #1 · answered by Anonymous · 1⤊ 0⤋
No. Your credit file is all about how you handle credit, whether that's a car loan, a mortgage, or a credit card. Some people say that you can build credit by paying your household bills (like electricity and cell phone) on time, but that's generally not true.
About the only time that the electric bill can affect your credit is when you ignore your bills long enough that they close your account and report you to a collection agency. And trust me, you don't want that.
If you go here [1], they can tell you more about what is and isn't in your credit file.
2006-08-02 16:22:18 · answer #2 · answered by Rondo 3 · 0⤊ 0⤋
No it does not. The only businesses who show up on a credit report are those you have actually applied for credit and loan institutions where you have applied to borrow money. Each business will list the amount you owe, and if you are current on payments. If you are not current on payments the report will show how many months you are behind, and those you have failed to pay at all. If you file bankruptcy, this will also be noted.
2006-08-02 16:23:03 · answer #3 · answered by Kim 3 · 0⤊ 0⤋
no only that you have them, credit reports show how if you pay your bills on time and pay them off and how much of a credit line you have with them and how much you have charged on them. check your credit report every 6 months to make sure no one has been accessing it without your knowledge....there is a way to get a free credit report once a year though....clarkhoward.com, follow the links you should find it there. remember pay early and a little more than you owe every month and you will have great credit.
2006-08-02 16:21:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
No. A credit report tells limited information about your loans and bank accounts. By law you are entitled to a free credit report every year. Logon to transunion or one of the other agencies.
2006-08-02 16:21:26 · answer #5 · answered by ttingey77 1 · 0⤊ 0⤋
nothing except debts show up on your credit report other than personal info like names used, addys used and places that have inquiried your credit.
if your bank inquiries your credit then a creditor may be able to guess where u bank if youre trying to kepe things private. only thing is laws changed recently preventing even being able to verify funds available in someone else's account.
2006-08-02 18:23:09 · answer #6 · answered by tryinthis2 4 · 0⤊ 0⤋
No. It's only what someone has extended credit to you that shows up.
2006-08-02 16:18:21 · answer #7 · answered by Today is the Day 4 · 0⤊ 0⤋
No thats not credit. Just shows the bill you pay or don't pay ... even Utility bills.
2006-08-02 16:19:45 · answer #8 · answered by ole_lady_93 5 · 0⤊ 0⤋
No, but how much you owe on yor credit cards and loans does.
2006-08-02 16:17:38 · answer #9 · answered by Tracy S 2 · 0⤊ 0⤋
no
2006-08-02 17:02:45 · answer #10 · answered by Anonymous · 0⤊ 0⤋