My husband has bad credit and wants me to add him as a user on my Visa credit card. He wants to do this to help improve his score but I am afraid it will ruin mine.
2006-08-01 09:59:07 · 7 answers · asked by sunflowers 4 in Business & Finance ➔ Credit
Hi there, this is the site that covers this stuff
http://credit-cards.ebookorama.com
and here there's some info too
http://finance.ebookorama.com
2006-08-02 18:11:24 · answer #1 · answered by Anonymous · 0⤊ 0⤋
NO WAY should you let him on your credit card! If he has bad credit, let him fix it up first! Keep yours and his separate, it is in BOTH of your best interest!
If the two of you are together on it, his will bring yours down....if you ever wanted to get a loan for a home or something, you could do it with JUST YOUR credit! His will only hurt you. He needs to fix his own crap.
2006-08-01 10:03:07 · answer #2 · answered by tonevault 3 · 0⤊ 0⤋
a guy or woman with spotty credit no longer in basic terms can no longer get loaned money besides the undeniable fact that it speaks to the guy's character. you need to have issues in case you do no longer artwork out his issues. fixing credit is easy as writing some letters. My credit became around 550 placed using quite a few websites i became in a position to bounce my credit to 740 over a era of two years. it fairly works. help him and you will help your marriage and you adult adult males would be off to a brilliant initiate. i visit grant web pages.
2016-11-03 11:38:58 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It does not hurt your score if you add him as a user. But it will not help his score either. What happens with the card is reported to your credit report, not his.
2006-08-01 12:04:29 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It wont hurt yours if you take care of it. I know that creditors are bad about trying to tie a spouse's credit to the other. I would check your credit once in a while and make sure they dont do that.
2006-08-01 10:03:18 · answer #5 · answered by Fantasy Girl 3 · 0⤊ 0⤋
the only way you "hurt" your score is to sign for accounts that end up in bad standing or othwerwise screwed up.
why is everyone so obsessed with their credit score anyhow?
2006-08-01 10:42:56 · answer #6 · answered by kvuo 4 · 0⤊ 0⤋
no
2006-08-01 10:02:00 · answer #7 · answered by The Foosaaaah 7 · 0⤊ 0⤋