I have negative accounts on my credit report that have already been resolved. Does anyone know a "for sure" way to remove them permanently without having to wait for 7 years to go bye??
2006-08-01 07:51:15 · 3 answers · asked by Dee Dee 1 in Business & Finance ➔ Credit
Legally? No. While it looks bad now, the longer time goes by the less of an impact the negative marks make. And after 7 years, according to federal law, they will disappear from your credit reports.
Not even Lexington Law or companies of the like, can delete accurate items from your reports.
Just be patient.
2006-08-01 12:18:15 · answer #1 · answered by Celeste 6 · 0⤊ 0⤋
Hopefully you have a letter from the creditors showing they are resolved. If not get them. Pull all 3 credit reports, and dispute each item on all 3 reports that you say are resolved. If the bureau does not take them off fax the letters to the bureaus.
2006-08-01 08:06:17 · answer #2 · answered by Credit Expert 5 · 0⤊ 0⤋
Better contact some credit bureau
http://www.google.com/custom?q=credit+bureau&sa=Find+it+%21&client=pub-8680339438381830&forid=1&ie=ISO-8859-1&oe=ISO-8859-1&cof=GALT%3A%23008000%3BGL%3A1%3BDIV%3A%23FFFFFF%3BVLC%3AB3B3B3%3BAH%3Acenter%3BBGC%3AFFFFFF%3BLBGC%3AFFFFFF%3BALC%3ACC0000%3BLC%3ACC0000%3BT%3A000000%3BGFNT%3AB3B3B3%3BGIMP%3AB3B3B3%3BLH%3A85%3BLW%3A362%3BL%3Ahttp%3A%2F%2Fwww.index-go.com%2Fimages%2Ffindit_1.gif%3BS%3Ahttp%3A%2F%2Findex-go.com%3BFORID%3A1&hl=en
2006-08-01 08:12:35 · answer #3 · answered by Anonymous · 0⤊ 0⤋