How to boost your credit score quick?????

Question

how?? Anyone got any tips?

Answer 1

Pay more than minimum on charge accounts, don't have too many credit cards.

Answer 2

Here are a few tricks that I have learned over the years. If you have a few late payments, call the credit card or service companies and tell them that you are needing to clean up your credit score to buy a home. Ask them (politely) if there's anything that they can do to make the late payments go away. Usually, if you are not a chronic offender, they will help you out.

Another thing you can do is stop applying for every credit card that you see.

Also -- if you are trying to get a home loan, don't let too many lenders pull your credit, that will make your score go down, down, down!

Go to annualcreditreport.com and get your credit report. Check to see what judgments are holding you back. Call each company and talk to their customer service reps. Do whatever you can to boost your score. If they will give you additional credit, take it -- but don't use it. Keep your debt to income ratio low.

Hopefully, before too long, you will see your score go up.

Answer 3

First, get a copy of all 3 of your credit reports. All consumers in the US can now get one for free at www.annualcreditreport.com. Correct all positive information on your credit reports. Pay down revolving charge cards to below 50% of your limits. This is a big one. 35% of your credit scores are affected by your balance/credit limit ratio. Try to remove as much negative information as possible by disputing it with the credit bureaus. (This is something that will take some time but would be worth it in the long run.) I would suggest reading any books by Stephen Snyder. He has worked with Fair Isaac and Company to find out as much about FICO scores as possible and share it with consumers. (He's even found out some information that is not generally shared with the public.) He has also helped a lot of people recover their credit after bankruptcy by giving seminars all over the country. You can get information on his books at www.amazon.com or you can also go to his web site www.lifeafterbankruptcy.com. Even if you've never filed bankruptcy, his information may help you. You can also get information about disputing the negative information on your credit reports at www.bradleyrosslaw.com. They are a legitimate law firm specializing in credit repair and Mr. Snyder recommends them because he has used them himself in the past to help increase his own scores.

Answer 4

Get any errors corrected. There is no other way to boost it quickly. Most people's credit files have errors so it's worth taking a critical look.

Answer 5

there are many ways to fix your credit even by yourself but it takes knowledge in doing so i have no quick way of telling you how and dont have the hrs it takes to explain so i will just say this you are by law under the fair credit reporting act able to access and challedge anything you find fictitious or derogatory to your credit that does not mean they will fix it if the creditor challedges you but you do have those rights good luck

Answer 6

Pay your bills QUICK!!! just kidding. The fastest way by far is to artificially inflate your equity. This outweighs your deficiencies and gives you temporary leverage. It's only temporary though. You must capitalize on it as quickly as possible.

Answer 7

Nope, None That I Know

Answer 8

you didn't say how quick?
paid down your debt to be the first good step

Answer 9

sell your house