It seems like all spouses are excluded from health insurance benefits when a company is hiring a new employee. Are there any companies in this year, 2006, that will give the spouse and/or family health insurance?
2006-07-31 09:10:09 · 6 answers · asked by tobeyp2005 3 in Business & Finance ➔ Insurance
I sell health insurance in NJ and I have never seen this before. It is quite common to see the business pay a percentage of the single rate and the employee would then be responsible for any additional cost.
2006-08-01 15:55:26 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Coverage for a spouse and/or children (dependents) is one of the characteristics of the group health insurance policy purchased by the employer. It is legal for their contract to exclude coverage for dependents but it is pretty unusual for them to do so because good health coverage is one of the most important factors good employees will look for from an employer. Some employers provide health insurance to the employee at no charge for the coverage but require employee payment for all or part of the coverage for dependents. Double check with the employer to be sure there is no misunderstanding.
If you have no coverage presently, you are in a high risk situation. Get coverage right away even if you need to buy it. For immediate coverage, you can't beat short-term medical insurance. It covers all new illnesses and injuries and can go into effect as early as the day after you apply. For more information about short-term insurance from the industry leader, go to http://www.wavehelp.com/short-term-medical-insurance.htm
Best wishes.
2006-08-01 04:29:49 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Most companies I know offer insurance for spouses as soon as the employee is eligible for insurance. For full-time employees, that is usually day one.
2006-07-31 15:08:09 · answer #3 · answered by STEVEN F 7 · 0⤊ 0⤋
sure. they haven't any criminal responsibility to provide ANY reward in any respect. in the adventure that they do, they could choose to conceal merely the worker. they're no longer going to make an "exception" for you. Legally, they could't do this. in case you choose youthful little ones, and choose insurance to pay for the childbirth expenses, his appropriate decision is to decline the pastime. He ought to tell them why - that you choose relations well-being insurance, no longer merely worker well-being insurance.
2016-11-27 01:39:18 · answer #4 · answered by Anonymous · 0⤊ 0⤋
US military covers dependants from day one.
2006-07-31 09:13:37 · answer #5 · answered by B R 4 · 0⤊ 0⤋
carpenter's union does
2006-07-31 09:14:38 · answer #6 · answered by Deana G 5 · 0⤊ 0⤋