Am i legal to drive my fathers van?

Question

I was wondeirng, if i am legal to drive my fathers van, i have fully comp, insurance and i am 21 years old, i was just curious, as i was told that the legal age to drive another vehicle was 25

Answer 1

As long as you have a valid driver's license, and as long as your father has insurance on the van, you are legal. Your insurance and your age do not come in to play here.

ANY licensed driver may drive your father's van -- with his permission -- regardless of their age. The only exception to this is if they are listed on his insurance as an EXCLUDED driver.

Many rental companies will not rent to under-25s, and those that do usually charge additional fees, but this does not affect your driving your father's van.

Answer 2

There are three requirements:

1. You must hold a valid licence to drive the vehicle in question - if it's a transit type van then it's covered by a standard licence, but if it's bigger you need to check your entitlements and the weight of the vehicle.

2. You must be insured to drive the vehicle. Your own insurance may give you cover, but note that it will only be third party - the fully comp part is only on the car on the policy. You may also be insured under your dad's insurance, but it's unlikely, unless he has specifically set this up, as insuring 21 year olds costs more.

3. You must have the owner's permission. If it's your dad's van, then fine, but if it's a works vehicle then you need the permission of the business.

Answer 3

If you have fully comp insurance in your own name, and have your father's permission to drive the van each time you take it out. Then yes it's legal.

Regardless of your age, you have got to get the vehicle owners permission before you take it out on the road - 61 or 21 you still have to ask first.

Answer 4

Depends on the restrictions that you parents have put on the insurance to reduce the cost.

When you don't allow anyone under 25 drive your vehicles you get a discount because the driving statistics show that drivers under 25 are at higher risk to cause an accident

Answer 5

You have endorsements on your driving license which say which vehicles you can drive. If you pop across to the DVL website, they will all be explained. There is definitely no legal age limit (apart from 17) to drive another vehicle. That would be a specific insurance restriction. You also need to check your insurance details...does it allow driving other vehicles. Be careful though...it may well allow it, but only gives 3rd party insurance on it...this is normal.

Answer 6

thats nonsence if you have your license and insurance on the vehicle you can drive it. I know my dads insurance covers any vehicle he drives, his or not but he has a very clean driving record and a perfect credit rating so they kiss his AS*, too bad they wont do me that way. He pays less for full coverage on a 2005 h2 hummer, a 2006 Pontiac g6 and a like 2000 camper for a year than i did for no fault in my first 6 months insuracne when i first got my license at 18 for a 1992 grand marquis

Answer 7

There are certain size engines that an insurance company will not insure you on if you are under 25. Check with your insurance company. But as for driving other cars if you have insurance and a licence to cover them you can drive them.

Answer 8

It depends of course on which country you live in! In Australia you may drive your fathers van if he has you covered on his insurance because you are under 25 yo, if you were a learner in Australia your father would not need to have extra insurance but as soon as you got your 'Ps' he would need extra insurance...

Answer 9

If the van is insured for any driver YES ,or if you are insured to drive any other vehicle YES.

Id like to remind the yanks on here ... that this is the UK site .. so he doesn't have to say where he is.

Answer 10

the age thing sounds like an insurance issue, the law allows you to drive a vehicle up to 7.5 tons on a car licence held for over 2 yrs.