can i declare fraud on my credit card so that i won't pay for it?

Question

what should i do to declare fraud on my credit card?to whom should i may go?

Answer 1

pay yo ****** bills

Answer 2

You would have to prove to the credit card companies, first, that you did not make the charges. Then the credit card companies would have you tear up your cards, pay off the balances, and then they would do an investigation with the Feds. Until the investigation is finished, you're pretty much out of the money. If the Feds find out that you've lied----and they will find out if you're lying---then you will be arrested, you will still owe the complete balances on the cards, and you will get to pay all the attorneys' fees, court costs, and other fines that will be levied to you. Good luck with that.

Just for a fair warning. You don't want to mess with the Feds. They don't play well with others.

Answer 3

Are you just trying to get out of paying it or has there been real fraud. If you are just trying to not pay then I would consider the fact that it could be punishable by law. So if you cherish your freedom. On the other hand if it is real than contact your credit card company and ask them what the procedures would be.

Answer 4

You can try, but they'll investigate. Call your credit card company to report any fraudulent charges. If they're not actually fraudulent, you'll run a really huge risk of some really bad trouble. Credit card fraud is a felony, and it's not easy to get things like a job or a lease with a felony on your record.

Shoot straight -- it's not worth it to lie.

Answer 5

Call the credit card company and tell them the charges are not yours and cut up the credit card. Keep the card as they will want you to mail the the pieces or pay $50.

Answer 6

If it is a genuine case, you won't have to pay a cent. Be firm in your stand though, because the customer relations officer will try their luck on you before giving in eventually.
The catch however is that you will have to lodge a police case and be legally bounded for your statement. If you are merely declaring fraud to cheat the bank, you are liable for a jail sentence.

Answer 7

Only if it's true. You would have to sign affadavits as to the nature of the fraud when "declaring" this to your CC company. It's like perjury in court. They can legally come after you, and file criminal charges if you lied.

Assuming there is real fraud here, you'd have to call your CC company and get those affadavits to start. They will help you from there...everybody has a process.

Answer 8

You can try, but if it is found there was no fraud and you were reposible for the charges, that then means YOU are guilty of fraud! If it is one minor charge nothing much should happen. But if you try it with a major purchase or a wide range of transactions you can expect worse reults, anything from criminal charges to a much more likely assault on your credit rating.

Answer 9

If you really put the charges on it, then you should pay for it. Cuz if you get caught claiming fraud and you were the one spending the money, you can get put in jail. Trust me I know someone that happend to.
I would just make a payment plan with the credit card company, cuz if you dont and get caught your gonna get f*ck*d.

Answer 10

Certainly you can declare fraud on your credit card if you have enough and competent evidence fot that.You can report it by attaching its related evidences to the card center management.You can be informed by the management what procedures should be applied if you have complains.Before you send your evidence you can contact them by phone.In every credit card you can identify who is the issuer such BCA printed in the related card.Besides that every credit card has member number,name of member and validity date and the address of its card center with its phone number.

Answer 11

If you do, and in fact no one stole and used the card, then you're guilty of fraud. Don't do it unless you are interested in spending some time as a guest of your favorite state.