My Ex died, due to an accident we had 1 child together he was never married and had no other chidren. Can I collect his life insurance to use for our child?
2006-07-27 09:51:30 · 15 answers · asked by GoldenGirl 3 in Business & Finance ➔ Insurance
most likely
2006-07-30 08:00:55 · answer #1 · answered by Anonymous · 0⤊ 0⤋
That's an excellent question... you may have still been listed as the beneficiary or perhaps the child was listed. Bottom line, his estate will probably go to his child; he may already have someone to serve as custodian of the estate until the child reaches the appropriate age (18-21, depending on the state). You'll most likely need the services of an attorney, but I would first recommend contacting the insurance agent to see if his child is listed as the beneficiary. Good luck.
2006-07-27 16:57:51 · answer #2 · answered by Mike S 7 · 0⤊ 0⤋
If your child was a beneficiary, then your child could receive the funds from the life insurance. If your child is under 18, then the court will likely appoint a custodian over the money especially if it was a large policy.
If you were the named beneficiary on the policy, then it is more questionable. If you were married and divorced, then state laws determine if you have any rights to the life insurance proceeds. Talk to a lawyer.
YOU should have owned (and paid the premiums) on a policy covering his life. Likewise, he should have owned a policy on you. Talk to an insurance agent.
2006-07-27 17:04:50 · answer #3 · answered by insuranceguytx 5 · 0⤊ 0⤋
If he named you or your child beneficiary. If he named his parents or someone else, then no. If he named no one, or his first beneficiary is no longer alive, and he didn't name a contingent, then it would go to his estate. You would then have to contact an attorney to settle the estate.
2006-07-27 20:00:54 · answer #4 · answered by Susan C 3 · 0⤊ 0⤋
Only if you are named as beneficiary on the insurance policy.
2006-07-27 16:55:20 · answer #5 · answered by threew01 2 · 0⤊ 0⤋
Your child, yes.
You, no.
Your child is his heir, but the whatever life insurance company that covered him will know who he listed as beneficiary.
2006-07-27 16:56:18 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Only if you were the recipitant (sp?) Your child should be eligible to receive SSI (social security,) though, assuming he was on the birth certificate.
Odds are his parents are going to receive the life insurance (if he had any.) If you want to challenge it, hire an attorney.
2006-07-27 16:54:53 · answer #7 · answered by KL 5 · 1⤊ 0⤋
More than likely not. . .. your child will probably get some benefits but more than likely you will not. Courts generally look at woman in your case for what you really are. You will probably be classified by the court as a hoochie mamma skank who wants money for herself and not her child.
2006-07-31 11:35:12 · answer #8 · answered by Anonymous · 0⤊ 0⤋
first you'd have to find out whom was entitled beneficiary and if its not you ... you'll have to sue while its in probate of his estate if it is your childs name the money might wind up locked in a trust fund, so if you can get a copy of the paperwork (you may have to have an attorney subpoena it tho)
2006-07-27 17:00:07 · answer #9 · answered by jennooon 2 · 0⤊ 0⤋
Your child, yeah right! Your so selfish. When somebody dies, all women ever worry about is money. I hope you don't get a dime.
2006-07-27 16:55:47 · answer #10 · answered by joshman 3 · 0⤊ 0⤋
Only if you were the beneficiary of the policy.
2006-07-27 16:55:12 · answer #11 · answered by Smiley 6 · 0⤊ 0⤋