i forged my dads signiture and used his social sercurity number to get a credit card i only spent 330 dollars using it though
2006-07-27 09:49:20 · 14 answers · asked by jamie w 1 in Politics & Government ➔ Law Enforcement & Police
i am 18 and dont now what to i have the money in cash to pay it off how do i get ride of the credit card?
2006-07-27 09:51:41 · update #1
i dont want my dad to find out?
2006-07-27 09:52:51 · update #2
live in new jersey
2006-07-27 09:53:10 · update #3
is this identity theft? even though my dad and i are family?
2006-07-27 09:58:31 · update #4
i do have a job i make 10 dollars an hour babysitting 3 days a week for 4 hours per day.
2006-07-27 10:06:37 · update #5
You need to take responsibility for your actions. You say you "only spent 330 dollars like that makes it OK?.You stole that money!!! You are a thief!!
First of all stand up and admit what you did to your father. Then get up and go to work and pay every single cent of that bill, plus interest, back. If you have anything of value, such as a car, computer, game system, stereo, or the like, sell them to get the money to pay the bill.
You committed several crimes. Forgery, theft, and bank fraud come to mind. If the credit card company is out of state, or you used the US Postal service to send in the forged application, you could also be charged with mail fraud (a federal charge that could land you in jail).
Go to your father and beg forgiveness.
2006-07-27 10:00:56 · answer #1 · answered by fire4511 7 · 0⤊ 0⤋
oh what a tangled web ... your problem is a little more complicated. The reason is that your little fiasco will turn up on your dad's credit report. And if he finds out THAT way, big trouble.
The easy part is ... pay off the bill. Right now. Then write to the credit card company and, with the identity of your card, cancel the credit card.
Next problem ... the card, and its history, will remain on the card. If you tell the company --- that could get you into trouble (identity theft, etc.), and your dad would find out. Bad result.
You could hope (HOPE) that your dad doesn't make a big purchase or check his credit report for the next 7 years, but if he buys a house, sells a house, or buys a car - big trouble. Then he will find out about it. He can dispute the card, but it will likely be traced to your address. More trouble.
So, first things first. Get the card paid and cancelled.
Then (now this is the dad part of me), you have to tell your dad. It will be hard. If you have to, put it in a note. You will probably want to have proof that the card is fully paid, etc., and that you are taking responsibility for your actions.
He might not be as angry as you think. But it is likely that he will react far better than reacting with surprise when he next sees his credit report.
2006-07-27 16:58:35 · answer #2 · answered by robert_dod 6 · 0⤊ 0⤋
You had better come clean with your dad since you can't pay off the card. If you don't the collectors will be calling him and when they do and he says he didn't sign for that card, the company will search you out and throw you into a deep, dark, cell. Your best bet is to tell your dad, let him pay off the card, pay him back a little at a time, and NEVER forge anyone's name again because you can go to jail for a long time.
2006-07-27 16:59:46 · answer #3 · answered by The Nana of Nana's 7 · 0⤊ 0⤋
First tell your dad cause if the bill goes unpaid it could ruin his credit. How did you use card? if you bought over internet or something that did not require a signature he might be able to dispute charges and say card was used by an unauthorized person (stolen) If you have never done anything else like this before I believe he will just let you pay bill every month
2006-07-27 17:51:51 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It's called "Identity Theft" and I don't think it'll be up to your dad to press charges. I think that's a federal offense now. If it isn't, then it should be! Though you might get away with theft under $500. It's the identity theft that could hang you.
2006-07-27 16:59:14 · answer #5 · answered by Lucianna 6 · 0⤊ 0⤋
You committed forgery and in some states identity theft, both felonies. The amount you spent doesn't matter, although you could be charged with theft as well. You better tell your Dad and hope he doesn't call the police.
2006-07-27 17:00:55 · answer #6 · answered by aitutaki98 3 · 0⤊ 0⤋
bad situation. Your best bet is to come clean with your dad. I am not sure of the penalties but identity theft is a very serious crime. Get your dad's forgiveness and you may avoid jail.
2006-07-27 16:54:28 · answer #7 · answered by petemc67 3 · 0⤊ 0⤋
You committed a number of criminal offences including theft. Talk to your Dad and sort it out and don't do it again.
2006-07-27 17:24:11 · answer #8 · answered by Anonymous · 0⤊ 0⤋
I would think that it would be up to your dad to press charges for the forgery and theft.
It wasn't a really smart thing to do, and you should probably fess up to him since he is most likely going to find out.
2006-07-27 16:53:38 · answer #9 · answered by just4funyall 2 · 0⤊ 0⤋
What I think the penalty should be is your Dad finding out and kicking your *** up around your neck!
2006-07-27 16:53:19 · answer #10 · answered by careercollegestudent69 4 · 0⤊ 0⤋