proof of insurance????????

Question

i just got my license few weeks ago and am not on my parents insurance till next week at least. i got a speeding ticket i was going 7 miles over the limit at least. it was an emergency i was on my way to the eye doctor because my contacts got stuck behind my eyes and i could not move them. they ended up having to use tweezers to remove them. anyway i was told i need proof of insurance to show judge and note from my parents saying i was allowed to use car even though i am not under there insurance policy or any other.how do i get proof of insurance without asking my parents and is there a penalty for forging the note?

i was told not mention eye problem to judge and pay fine of 500 dollars and not have points on my license.

the car is insured by my parents since it is there car.

my dad id not want me on insurance plan yet because he said nj insurance is expensive so he wanted a better plan.

Answer 1

I am not sure why you were driving when you weren't insured. I'm also not sure why you weren't put on your parents' insurance the minute you got your license. Usually, that's the first call that's made and it's done immediately.

Since your vision was involved in your "emergency" why were you driving anyhow? Do not make matters worse by forging a note. And, no, there is no way to get proof of insurance without having insurance. You'd best tell your parents and get it over with.

Answer 2

It sounds like you got two tickets from the officer. One for Speeding and the other for not having Proof of Insurance in your car. Am I right?
Unfortunately, there is no way for you to get the Proof of Insurance without telling your parents. However, I do not think you need the Proof of insurance with your name on. What the Judges and Police officers want is whether the vehicle has an Insurance or not. So, Tell your parents the truth, and get your parent's insurance proof, go to the court. Then your second ticket will be waived.
For the first ticket, speeding, go to the court, tell the truth, and ask judge to allow you to go to the traffic school. Also ask Judge to discount on your fine. He or she will do it for ya.
After you attending the traffic school, your ticket will blocked from access by others, even insurance company.
Everything is cleared, add your name under your parent's policy. You can tell your parent's insurance agent that you got a ticket, but cleared by attending traffic school. They're not going to charge any extra since they cannot access to it.
And, ask them to the discount for Video Educate Program, which is designed for Minor drivers who is living with good-driving-record parents. Then, your parent's insurance premium won't be so high even though they includes you as an additional driver.
Again, tell the truth to your parents. They are the people, who can help you out on your case. Good luck.

(P.S. I think this matter does not have any relationship with insurance Company since you are not involved an accident.)

Answer 3

If you are a legally licensed driver and your parents fave you permission to drive their vehicle, then you are covered by the insurance. As for court, if you didn't have the proof of insurance to show the officer when you were pulled over, they will just want to see it so they know there was actually insurance on the vehicle. If this was your first ticket, you may be able to take a "driver refresher course" and have the ticket knocked off of your record, like it never happened. Tell the judge about your contact. Be straight up with him/her, don't be afraid to say what happened with the contact, as long as you could see with at least one of your eyes. Good Luck.

Answer 4

First of all, you should not have been driving with your eyes impaired in such a way. You could have been in a horrible accident. You should let your parent's know what is going on. Technically, they are responsible since you are a minor. I know in my state, a minor must have a parent present in court anyway. Also, forgery is a federal offense. In other words, it is a crime punishable by prison time in a federal prison.

So you screwed up. Act like a mature person and admit your mistake and get it cleaned up the right way. Don't cause a bigger mess trying to cover it up.

Answer 5

As a responsible adult with insurance, I am not at all surprised that you have this problem. I have a problem with you driving without insurance and then you say your contacts where behind your eyes.

OMG! You couldn't even see. Your dad was trying to save money, but he should have also made sure you didn't have access to the car. You both deserve your lumps. Take them.

Answer 6

Do not forge anything... It is doubtful you could obtain insurance as a minor. Your best bet is to be completely truthful with the judge and your parents... if you are not they are going to find out anyway and the penalty would be worse.

Answer 7

You have no proof of insurance and shouldn't have been driving the car in the first place...why don't you just own up to it and tell your parents what you did...then pay the ticket

Answer 8

forging anything will get you in trouble so dont do it. trust me just wait untill you get on your parents insurance. it will save you a ton of money (or your parents if they are paying) at your age to insurance on your own would be very expensive. and with a ticket already on your record it might cost a lot on your parents insurance too. so just quit while your ahead.

Answer 9

More and likely if you take an ID Card of the vehicle showing the dates you could have it dismissed. Depends on the judge but probably your best shot. Also, if you show proof that you were on it at a later time it shows initiative and they will lower your fine.

Answer 10

You don't. You should not have been driving the car. You should have asked someone to drive you. Forgery is something you can go to jail for. Do the responsible thing. Tell your parents, pay the fine, and do what you're supposed to do.