2006-07-27 04:31:11 · 19 answers · asked by beo 1 in Business & Finance ➔ Credit
just ask...the worst thing they can tell you is no.
2006-07-27 04:35:02 · answer #1 · answered by queeneazy420 3 · 0⤊ 0⤋
If you just got it, no. You have no track record with them. To speed things along, pay off your balance in full every month. That show you are a good credit risk, so asking for a limit increase will more like get an approval.
2006-07-27 05:03:41 · answer #2 · answered by 4XTrader 5 · 0⤊ 0⤋
Credit limit increases is based on the customer's credit rating and the customer's on-time payments.
If you just recieved the credit card, and haven't paid a bill for it yet. I suggest waiting at least 3 months. Make sure you also pay your bill on time. Cause it does effect your credit limit.
I got an aspire credit card a few months ago. And they raised my limit twice, within a 6 months period.
2006-07-27 04:44:29 · answer #3 · answered by sicksidestar 2 · 0⤊ 0⤋
NO, so don't ask, if you do your credit rating will go down !!!! use it a few times off and pay it off at the end of the month in full. That will show the company you can be trusted with it !! then after 6 months or so ask for an increase they will then see you have made purchases and paid them off showing you are credit worthy.
2006-07-27 04:36:41 · answer #4 · answered by BackMan 4 · 0⤊ 0⤋
Use the card for a month or two, don't use all the credit limit up, pay more than the minimum payment but don't pay it all off, then apply.
If you apply now they will probably decline.
2006-07-27 04:35:29 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If it's your first credit card and you don't have a history with this company. Probably not. If you have other credit cards and your rating is good, you might. All you can do is ask.
2006-07-27 04:34:58 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Credit cards want you to prove that you can handle the credit they give you before increasing it. It is very likely that they will decline your result.
2006-07-27 10:20:35 · answer #7 · answered by Crazy girl 2 · 0⤊ 0⤋
You have to use it for at least 6 months, pay the amount on time every month and the credit supplier will reconsider your credit limit
2006-07-27 04:48:46 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Most credit companies like to see you make a few payments before they raise you limit
2006-07-27 04:35:12 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Do not do it, I have a debt of £23,000 from credit cards and loans. you always think you can afford the payments but it is the most expensive way to live. Save, you will always appreciate items more when you have worked hard for them.
2006-07-27 04:41:36 · answer #10 · answered by Anonymous · 0⤊ 0⤋
I tried that also...I've had my card for about 3 months, and they denied me.
Does that hurt your credit if you ask for credit limits and they deny you?
2006-07-27 04:35:07 · answer #11 · answered by Anonstar 3 · 0⤊ 0⤋