I got pulled over about a month ago, and my "friend" in the backseat yelled at the officer and called him names. He bumped me from a warning to a ticket because of it. Consequently, my insurance rates aer now up to more than what I make a month and I dont know what to do?
2006-07-26 07:03:48 · 7 answers · asked by Anonymous in Politics & Government ➔ Law Enforcement & Police
It can be more than what I make because I work part time and am a "new" driver
2006-07-26 07:19:17 · update #1
Wish it was a load, but its true.
2006-07-26 16:10:46 · update #2
The cop changed YOUR warning to a ticket because of what SHE did? You should've fought that ticket. See if there's any way you can appeal it still, because that's not right.
Stop driving her around, and tell her straight up why. Start asking her if she'll drive you places, although she won't. Look into a different insurance company, because your rates with this one aren't going down.
2006-07-26 07:09:31 · answer #1 · answered by Tim 4 · 1⤊ 1⤋
Arguably, you could sue your friend for interfering in the traffic stop and causing you additional expenses. Your friend could be held liable for the expenses that foreseeably arose from his misconduct.
Realistically, though, this could be an unattractive option for you. The cost of bringing suit and proving your case may make it more expensive than what you could hope to gain by victory. You might have trouble proving that your companion's conduct was the actual cause of the ticket, unless you can get the police officer to testify for you or submit an affidavit for you. Your own negligence in getting pulled over will be held against you. If you win, you will still need to find some way to collect the money from your companion, who may not have enough money to pay you or who might resist you, which would require the expense of going back to court to get a writ allowing you to seize money from bank accounts and the like.
You probably have a remedy at law, but it might not be practical to try to get it. Good luck -- and choose your companions carefully!
2006-07-26 14:12:27 · answer #2 · answered by BoredBookworm 5 · 0⤊ 0⤋
No, you cannot charge your friend for your rate increase. You can ask him nicely for the difference, but good luck getting it. Did you go to court to fight your ticket? Did you take the "good driver" class in order to avoid extra points on your ticket?
I would recommend finding a new insurance company, new friends, AND a new job; none of them seem to be working out for you.
2006-07-26 14:49:55 · answer #3 · answered by Goose&Tonic 6 · 0⤊ 0⤋
That is not true cause the cop would not give you a ticket because of what the person in the back seat is saying and if he did then you can fight the judge on that cause the cop would have given her a ticket and not you unless this whole story is a lot of bullshit.
2006-07-26 15:15:18 · answer #4 · answered by Nicalo22 4 · 0⤊ 0⤋
How can your insurance rates be more than what you make in a month? Sounds like you need a new job, new friends, and probably a different insurance company. Insurance isn't that expensive.
2006-07-26 14:08:28 · answer #5 · answered by dh1977 7 · 0⤊ 0⤋
Unfortunately, if the car is registered in your name, there's nothing you can do about it. Stop driving with that friend in the car. Make them take the bus instead and if they ask why, tell them that their big mouths cost you money.
2006-07-26 14:08:33 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Cut your losses and get new friends. Oh, and not violating traffic laws might help.
2006-07-26 14:18:54 · answer #7 · answered by Mustang Gal 4 · 0⤊ 0⤋