I have just health insurance. I do not have dental coverage. I desperately need my wisdom teeth extracted (they are coming in). Would regular health insurance cover this surgery or not? And in general - how much would this procedure cost me?
2006-07-26 00:36:20 · 8 answers · asked by kat 1 in Business & Finance ➔ Insurance
Regular health insurance generally does not cover dental work unless it restorative dental work to repair damage caused by an accident. I don't recommend getting into an accident to have your insurance pay for wisdom tooth extraction.
Look around for Dental insurance. Some plans will cover some procedures right away; other plans have a waiting period (6 months) on major work - like extractions. Talk to your dentist, see if you can set up a payment plan.
When this 'crisis' ends, go talk to a licensed insurance professional about the exact coverages - life, health, disability etc - you should have. It sounds like you have never looked into a comprehensive risk management (insurance) plan.
2006-07-26 01:25:08 · answer #1 · answered by insuranceguytx 5 · 1⤊ 1⤋
Your regular health insurance is not going to cover dental work!
Most people feel that they cannot ask a doctor what his costs are, but there is no reason why you cannot do so.
I suggest that you call your dentist, and possibly several others and ASK them what kind of costs you are looking at.
They may not be able to give you an exact amount but possibly a "range".
2006-07-26 00:48:57 · answer #2 · answered by John M 2 · 0⤊ 0⤋
When you pass to an emergency division, there are 2 bills - the power/clinic price and the health care provider price. The coverage will quilt the clinic and health care provider price generally for an emergency discuss with. If your situation was once now not a real "emergency" then the coverage organization will not be inclined to hide your expenditures. When you get registered on the ED, you signal a consent sort declaring that you're consenting and soliciting for remedy and cure at that facility by means of the health care provider. When you pass to the emergency division, they're going to see you without reference to whether or not you've coverage or now not - the health care provider isn't going to invite you approximately whether or not you'll be able to pay or now not or what your protection is. Nor can there be underneath federal legislation any deterrence provided by means of the emergency division for you searching for remedy should you think your situation is an emergency. As an grownup, you're the only liable for ascertaining your possess fiscal main issue as good as coverage requirements and settling on should you think you must search instantaneous scientific awareness within the ED atmosphere or can wait till you time table an appointment along with your constant health care provider. As for the main issue in England or in Canada, sure, the federal government will pay in your healthcare - it's socialized remedy. However, it comes at a fee - you get a miles better tax price (approximately part your paycheck) to fund that approach. Additionally assets are rationed. So if you want a distinct surgical procedure, you can also need to wait in a queue for many years earlier than you're accepted for the surgical procedure. In the US, if you're inclined to pay in your surgical procedure, you'll be able to get it a lot quicker. Both approach has its advantages and downsides. People need to become aware of that healthcare is steeply-priced and a discuss with to the emergency division shall be doubly so - the assets required to aid an ED are relatively huge. Its a scientific facility that gets sufferers 24/7/365, should be competent to manage the entire spectrum of remedy/surgical procedure and be equipped to regard the complete variety of age corporations. And has to peer everybody without reference to fiscal capacity. With emergency departments already overcrowded and underfunded we're speedily drawing near a most important disaster.
2016-08-28 17:43:06 · answer #3 · answered by ? 4 · 0⤊ 0⤋
No, health insurance won't cover this. The price varies depending on how many need to come out (2 or 4?) and where you are located.
2006-07-26 01:39:30 · answer #4 · answered by Anonymous 7 · 0⤊ 0⤋
You need special dental insurance
2006-07-28 10:01:46 · answer #5 · answered by Anonymous · 0⤊ 0⤋
No, regular healt insurane will not cover it.
It cost me $113 last year. I am also in New York.
Good luck.
2006-07-26 00:43:05 · answer #6 · answered by TumbleTim 4 · 0⤊ 0⤋
Generally, dental is in addition to.
2006-07-26 15:47:14 · answer #7 · answered by tigertiggerii 3 · 0⤊ 0⤋
No it won't cover it..
It'll cost you $75.00 in new york..
2006-07-26 00:40:27 · answer #8 · answered by austn_powerz 1 · 0⤊ 0⤋