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Any suggestions....

2006-07-25 16:59:32 · 15 answers · asked by Danica O 4 in Business & Finance Credit

15 answers

Read these articles and take action:

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2006-07-26 06:43:35 · answer #1 · answered by Anonymous · 2 0

the solution depends on the kind of debt u have!!

1) if u have a debt with high interest try borrowing the money from somebody with low interest and close the former
2) Now look for the extra expenses that can be cut
3) Finally look for ways to earn extra money

2006-07-26 00:08:17 · answer #2 · answered by pradeep24s 2 · 0 0

debt consolidation

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan
however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is:

http://umgarticles.atspace.com/debt-consolidation.htm

2006-07-26 05:11:56 · answer #3 · answered by Anonymous · 0 0

I recently purchased a new home. When I first started looking in to it I had less than adequate credit. In order to clean up my credit report I started by contacting one of my debtors and asked them what they would accept in the form of a lump sum payment possibly writing off some of the accrued interest. I paid them all off (5 outstanding bills), in that manner one at a time in less than 9 months. Most debtors will work with you and settle on a lump sum payment or at the very least they will freeze the amount owed so it won't accrue any more interest or late charges.

2006-07-26 00:23:51 · answer #4 · answered by puzzledplanter 1 · 0 0

You need to sort out your monthly budget so that you live within your means and the problem doesn't get any worse.

Then you need to try and increase your income to enable to tackle one debt at a time and start paying them down. It will not be easy, but it is rewarding to finally get there.

Persistence is the key to winning this battle.

Good luck!

2006-07-26 08:00:41 · answer #5 · answered by Stuart L 2 · 0 0

Begin to pay it off, curb your spending habits, and take a good look at where your money goes. If you're in "way over your head," I would suggest contacting those to whom you owe money and see if you can work out alternative payment arrangements, such as smaller amounts or a lower interest rate.

2006-07-26 00:06:04 · answer #6 · answered by msoexpert 6 · 0 0

you can only spend the money you have. don't spend more and pay back your debts! cut your credit cards in half and pay everything cash. credit cards are only interesting for banks to earn money with your debts. Good luck!

2006-07-26 05:36:52 · answer #7 · answered by Vampir V 3 · 0 0

Go to your bank and get a loan and the interest of that loan will be lower than your credit car, or get a credit card with 0% on Balance Transfers for 12 months, that will help. Do that every year.
go here to find them http://www.bestcreditrates.net.

2006-07-26 01:46:04 · answer #8 · answered by BIjan 2 · 0 0

debt consolidation, avoid credit card spending, buy something that you need, not because you like it/discount sale events.

2006-07-26 00:02:42 · answer #9 · answered by didy 2 · 0 0

here's a fairly informative site:

http://www.reduce-debt-help.com

2006-07-26 00:02:29 · answer #10 · answered by Anonymous · 0 0

fedest.com, questions and answers