If the other guy's insurance company calls up to "Grill" me to find out information" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)
The other guy was following a tractor on a two lane road in a "passing zone" -- I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.
2006-07-25 13:40:43 · 21 answers · asked by steddiecat 1 in Cars & Transportation ➔ Insurance & Registration
NO!!
Work only with your insurance company! If you say the wrong thing to the other company, you could cut yourself out of any settlement and leave your insurance company liable for something that they might not be liable for!!
Again, NEVER discuss an accident with anyone but the police, the DMV, YOUR attorney, or YOUR insurance company! EVER!!
2006-07-25 19:05:07 · answer #1 · answered by Bostonian In MO 7 · 3⤊ 0⤋
Do not talk to the other guys insurance company. If they ask you questions, Tell them to get a copy of the police report. Insurance companies ( most of them) are looking for a way NOT to pay the claim. If they can trip you up with a trick question, or if your not sure what they are asking, you could accidentally give them the wrong answer and it will be used against you later. I would NEVER talk to the other insurance company..
2006-07-25 13:46:40 · answer #2 · answered by barb 6 · 2⤊ 0⤋
ABSOUTELY DO NOT TALK TO THE OTHER INSURANCE COMPANY ! ! ! ! ! They can get the information they need from your insurance company, also they get a police report on the accident that usually tells them who is at fault. They are only trying to find a way to get out of paying you what you are lawfully owed. In a auto accident, insurance companies for the other party has a "screw you" attitude and they are just trying to get to a speedy settlement so that they can move on to try to screw someone else. The best advice I can give is talk to a good lawyer. He will advise you of your rights and what can and cannot be done, and what the other insurance must do by law. He may advise you that they are to only communicate with you through him.
2006-07-25 14:10:39 · answer #3 · answered by bobby 6 · 2⤊ 0⤋
You would want to give your version of the facts. If you don't, they will only go by the information that they have in order to make their liability decision (who's at fault) The fact that you had nearly completely passed the other driver, should weigh heavily on your side. As long as you are telling the truth and be as accurate as possible, it will only help you. In my opinion the other driver would be responsible. If for any reason, they deny your claim in part or completely, then go through your own insurance company and give them a statement and they can pursue the other insurance company for you and try to recover your deductible. (This process takes a long time 3-6 months if their is a dispute.)
2006-07-25 15:35:30 · answer #4 · answered by Pucci88 2 · 0⤊ 2⤋
You guys make insurance companies sound like crazy wild animals or something.
It's standard procedure that an insurance company call the claimant in an accident to get a recorded statement. It's recorded, then transcribed later for records. They aren't trying to screw you, simply just trying to settle the claim.
All the truth is on the police report anyway, so even you make up a lie about the accident, proof is there in the report. (Assuming you called the police)
2006-07-26 08:50:43 · answer #5 · answered by mktobyjo 3 · 0⤊ 4⤋
I would love to say talk to them, but in this day and age people and companies shaft each other so much, that I would say contact my insurance company. Tell them you are not comfortable providing this information without legal representation and that your insurance company has all the details and will be acting in your behalf.
2006-07-25 13:47:30 · answer #6 · answered by But why is the rum always gone? 6 · 0⤊ 0⤋
YOu should let your insurance company talk to his. Did you call yours?
He pulled over into your car and tried to blame you? That's what insurance frauds do.
2006-07-25 14:53:10 · answer #7 · answered by Anonymous · 1⤊ 0⤋
If you don't feel comfortable talking to the other carrier then don't. Otherwise, since it seems you have nothing hide, talk to them. Given them your version of things. This accident may be disputed by them depending on the facts. They will definitely want to know if you signalled (blinker & horn) your indication to change lanes before you began to pass.
2006-07-25 13:48:34 · answer #8 · answered by nobody 5 · 0⤊ 0⤋
I recommend one to try this web site where you can get rates from the best companies: http://INSUREQUOTE.INFO/index.html?src=5YAcVAsgY99axx1
RE :Car Accident: Should I talk to the other guys insurance company if they call up for info about accident?
If the other guy's insurance company calls up to "Grill" me to find out information" -- should I talk to them or tell them to talk with my insurance company? (who I have already given info to)
The other guy was following a tractor on a two lane road in a "passing zone" -- I pulled into the passing lane and was halfway past the other guy when he pulled over into my car -- damaging his left front headlight and my right rear fender.
Follow 21 answers
2017-03-15 13:12:04 · answer #9 · answered by ? 6 · 0⤊ 0⤋
Yeah, they usually require to hear it from you. Just tell them the truth, and if you feel they are being unfair or prying to try to change the story then tell them to talk to your insurance company, or refer to that. If they are just asking, then there is no harm.
2006-07-25 13:44:28 · answer #10 · answered by ShouldBeWorking 6 · 0⤊ 0⤋