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have a decree and no proof of income

2006-07-25 07:11:21 · 12 answers · asked by TRACY J 1 in Business & Finance Credit

12 answers

NO

2006-07-25 07:13:12 · answer #1 · answered by heidielizabeth69 7 · 0 0

The reason you have bad credit is that you borrow money and then stiff them! So essentially the company or the person must be insane to give you money! since the odds are you will not return it.
Therefore, if anyone loans you the money it is because they are charging you so much that its worth the risk. That means VERY high interest rates, and probably some kind of gadget on the car so they can track it.

2006-07-25 14:47:48 · answer #2 · answered by El Griton 4 · 0 0

Hey there, most car companies will require a proof of income. (do you blame them?) As for the credit history, you can probably get a loan, but your interest rate will be super high. Get a job, clear up your credit, then get the car...that is what I recommend for you.

2006-07-25 14:15:19 · answer #3 · answered by aloneinga 5 · 0 0

there are loads of companins bending over backwards to give a loan because you have bad credit. However, they will charge about 3 to 4 time's the normal interest rate. Black horse finance ( part of LLoyds TSB) First Choice are just few names that come to my mind at the moment but there are at least 100 companies doing the same thing. But watch interest rate!

2006-07-27 01:51:48 · answer #4 · answered by Jas 2 · 0 0

If you have a bad credit history I would advise you to think again before going to a credit company for a loan. Companies that give credit to bad risk applicants, such as yourself, charge exorbitant rates of interest and you could find yourself in a lot of debt and a lot of trouble. Many people who have gone to such companies have ended up owing many many times what they borrowed, and have lost everything.

2006-07-25 14:32:23 · answer #5 · answered by Anonymous · 0 0

Not unless you want to pay way over the odds in intrest. It m,ay be worth going to your own bank, depending on which bank you are with they can sometimes be very understanding. However if you have a bad credit history, and you havent already I would suggest contacting Experian to see a copy of the report to see exactly what is on there!

2006-07-25 14:18:12 · answer #6 · answered by Anonymous · 0 0

Why do you need a new car? Just save up for an old car. It's just transportation. Or ride a bike or a motorcycle, or take transit! If your credit sucks, that means you're probably not responsible...why do you need a NEW car?

2006-07-25 14:13:39 · answer #7 · answered by HeatherLyn 3 · 0 0

You can try Drivetime in your area. However you will pay a high interest rate. There are places out there but you are going to have to go to a company that advertises " bad credit, no problem"

2006-07-25 14:19:02 · answer #8 · answered by Anonymous · 0 0

Is this an advert or something? "You mean I just have to ring Kneecap Finance and they'll give me £500,000 even though I have absolutely no chance of paying a penny back?! I'd be a fool not to do this."

2006-07-25 14:26:36 · answer #9 · answered by Anonymous · 0 0

maybe you shouldn't be near money

2006-07-25 14:21:37 · answer #10 · answered by sherry 1 · 0 0

welcome finance, they gave me a loan

2006-07-25 14:17:00 · answer #11 · answered by emmamac14 6 · 0 0

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