2006-07-24 23:28:55 · 13 answers · asked by k 1 in Business & Finance ➔ Credit
I was in your situation a while back. No-one gave me a loan but good advice is to write down everything you owe, call every company and arrange affordable payment plans and stick to them. That is what I did and now I'm fine.
If you don't want to do it yourself, take all your bills and nasty letters to the Citizens Advice Bureau, they are really good. The idea of facing up to everything is awful but when you actually call people and explain the situation they are really helpful. Don't forget, they want their money back and they know they have to work with you a little bit to get it!
When you are sorted you will realise that loans are not the best way to go, even though they seem like the only way out.
Good luck!
2006-07-24 23:38:40 · answer #1 · answered by Rae 3 · 0⤊ 0⤋
The more you ask for a loan the less your chances of getting one will be. But if you are that desperate go to one of those "Check Cashing" places or "Car title Pawn" places that charge like 300% or something like that. It will get you some of the money you need now and give your credit report time to recuperate from the previous loan appliction inquires.
Remember: the more inquires you have on your credit the more the loan companies want to know why you need a loan so bad. The more you need the loan the less they wanna give it to you.
stupid but true
2006-07-25 06:37:44 · answer #2 · answered by crystal w 3 · 0⤊ 0⤋
You need to wait at least 3 mths to over 6 mths before trying again. Everytime you get refused your credit goes down instead of up.
Try the "Credit Union" you may have to save for amount 8 wks but then you can take out a loan. They work of a different credit report
2006-07-25 06:59:02 · answer #3 · answered by Anonymous · 0⤊ 0⤋
well first let me tell you to ignore AMFOUND2 & FINK87! Its make me so mad when they just presume that you haven't already got a job and they don't know the circumstances leading to your bad credit. I have been in this position in the past and still am to some degree. I can't offer you much help other than try not to keep your problems to yourself or they will just build up. Hope you get sorted soon.
Oh - & you could try a company called London Scottish x
2006-07-25 06:37:12 · answer #4 · answered by PIDGE 1 · 0⤊ 0⤋
well its not the best thing to do, aquire loans when you are in trouble financialy, maybe you should contact Citizens Advice to help sort out your troubles, or Consumer Credit will be able to help also,, anyway, to answer your question, Capital One ,, will give credit to people with bad dept, and EGG finances, will also, they will even give loans to people on benefit! you can apply online to both!! good luck,,
2006-07-26 10:05:45 · answer #5 · answered by linda r 3 · 0⤊ 0⤋
Yes you can help your self. get a job, stick at it and earn some money. Stop defaulting on your loan payments and start GROWING UP!
2006-07-25 06:31:49 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Don't touch welcome finance, we had them about 3 yrs ago, and we missed 2 payments, they wouldn't stop phoning or calling round, one of the staff even sat outside my house one afternoon, then followed me into my neighbours house, till he told her where to go!
2006-07-25 12:12:58 · answer #7 · answered by jane c 2 · 1⤊ 0⤋
No ... and if you do find someone foolish enough to lend you money you will just get into deeper trouble.
2006-07-25 06:35:22 · answer #8 · answered by myrtguy 5 · 0⤊ 0⤋
I could loan you shitloads of money.
2006-07-25 06:40:03 · answer #9 · answered by Anonymous · 0⤊ 0⤋
No. You should had been more responsible int he past.
2006-07-25 06:31:53 · answer #10 · answered by frink87 3 · 0⤊ 0⤋