My wallet was stolen, (Drivers licence, Social Security, Credit card and the like). I allready have bad credit. I immediately cancelled my credit cards. Is it possible for someone to procure a line of credit unbenowngst to me?
2006-07-22 08:30:25 · 5 answers · asked by mr amarolli 2 in Business & Finance ➔ Credit
The FTC has set up an excellent site with information on ID Theft. Go to the link below.
The problem with ID Theft is you never know it's been stolen until you start seeing signs. You may get a strange bill in the mail...collection calls....
When you pull a credit report you will see just how bad it is. ID Theft is like cockroaches....once you start seeing a problem it's usually a lot worse then it looks.
2006-07-23 04:33:12 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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2006-07-23 09:25:15 · answer #2 · answered by Lady V 2 · 0⤊ 0⤋
They could, but they probably will not once they see that you have bad credit. Just kidding. You need to notify Equifax, Experian, and Trans Union (the three credit reporting agencies). They will put a monitoring service on your Social Security number, and they have to notify you every time someone tries to use your number to establish credit.
Also, the government requires the credit reporting agencies to supply you with at least one free credit report every year. You should get the free report from each agency to make sure nothing bad has happened. I live in GA, and the state gov't requires that the agencies provide 2 free reports per year.
2006-07-22 08:37:09 · answer #3 · answered by Mike H 2 · 0⤊ 0⤋
1. Cancel all your crdit cards, immediately
2. File reports with all three credit bureaus
3. File a police report and carry a copy of it with you at all times for at least 5 yeras.
I'm serious! This hppened to him. The only thing that prevented him from going to jail was that report!!
2006-07-22 19:15:15 · answer #4 · answered by SweetBrunette 5 · 0⤊ 0⤋
For some great info about Identity theft check out my "Your Identity" blog on yahoo360 and find out 5 things that the banks aren't telling you as well as the best way to protect yourself.
2006-07-22 21:37:51 · answer #5 · answered by mallicoatdd 4 · 0⤊ 0⤋