So here's the thing...?

Question

I am 23, married, and broke. My husband and i live paycheck to paycheck. Our bills are much and our income is little. My question is does anyone know of a way to make some extra money without being illegal and not seeing each other. We both work in different towns both 50 miles away from where we live. We make and sell gift baskets and misc. gifts but it is still not enough. I know things could be worse but it is taking it toll on our marriage and our health.

The town we live in has no jobs, but living is cheap, 350 rent. If we were to move to the town we work in the rent there is 650 at the ghettos. We both have 2 (each) good jobs but pay is low. Any suggestions on the credit card debt would be great. The whole relationship thing really worries me because we fight about it alot.

Answer 1

Try starting an 'errand-running' business...
Go to the super market for seniors who don't drive
Take elderly people to their doctor's visits
Mow their lawns, prepare dinners, lunches, walk their dogs
Clean their houses. Write letters to their children/grandchildren for them, pick up their mail...Just help around their homes...You can either have a flat 'per task' fee or an hourly rate...

Answer 2

Well, You are obviously online, so why not do some re-search into what can be done online. I currently have a small e-bay business going that makes me an extra $100-200 a month. It's not much, but it makes a difference. If you can find something people will buy. It doesn't take long to get going, and as long as your products are good, people will buy. And you do it all from home.

You say you make gift baskets. Why not try a stall at a flee market or something. At least then you may both be working, but you are working together instead of separately.

It's tough to keep everything going and still lead a life. I swear they make it harder every year to stay afloat.

Good luck!

Answer 3

I would suggest getting another job, but try to both get another job and work the same days/nights, that way there you'll have the same time off too. Another thing I would reccomend is to look into jobs closer to your home, 50 miles each way adds up to a lot of gas per week. When budgeting it's hard but you should really look at things that you NEED vs. things that you WANT. Of course no one is perfect and you don't want to live a life with none of the things that you want but set aside like $10 a week and then go out to a nice dinner or do something fun once a month or so. Consider things like: If you have cell phone do you need it, if you need it do you need so many minutes, cutting back on your electricity bill by hanging your clothes out and only keeping lights on when you need to have them on, pay an extra $5-10 a month towards the principal on any credit cards or loans to help the balances go down quicker. My husband and budget on a weekly basis, meaning we set so much aside a week for bills so that when it comes time to pay them it's not such a hit. It's taken some getting used to for me but in the long run it's been so worth it. You'll figure it out and once you get to a point when you start saving money you'll be much happier!

Answer 4

Here's some advice...I am 38 and my wife 36, we were both living large back at your age as "dinks" and had money and BMW's and a townhouse. Now at our age with 3 kids, we are struggling. The only thing I can suggest is that you look for something that you can get into on teh side. Like a job working at home on the weekends.

It will get easier, but do yourself a favro at this point of your life, don't have any kids yet til you get your financial situation worked out. Money is one of the main reasons for divorce today, so try to work it out and wait on having kids. Kids will only make things tougher for you guys and cause more "conflicts".

Answer 5

You both are so young. If you don't have kids then one of you should go back to school to be a nurse. That is what my husband and I did, I worked and he went to school to be a nurse and took out student loans. It's been hard but he's at a community college nursing program so it's cheap and it doesn't take 4 years like normal college and nurses make good money and work 3 days on 4 days off.

Answer 6

sit down with ur hubby and spend that quaity time developing a netsite to sell ur stuff as well. u already have internet access i presume. that time u spend planning stuff also can be meaningful. also depending on what kinda gift baskets, u can approach companies that give gifts to their clients,a dn u can tailor make some creative stuff. research the companies products, philosphies then make a proposal. (this becomes ur constant revenue later/cash cow).
dont forget to get creative, try new stuff..
if all else fails call chuck norris to roundhouse kick some bank vaults. u can come in for the pickings after the dust clears....

Answer 7

Its nice that you have a little business,but somebody does need to get a real job. Get rid of all the credit cards,call the card holders to allow you to freeze interest on the current balance. Stop buying nonessentials. pay for only what you need to survive right now. Take bag lunches to work, cook at home.

Answer 8

Try to find a job that is closer to home, that would give you more time to see each other everyday.

Answer 9

work a now job or you both have 2 jobs

Answer 10

take all the currency n come to pakistan, india or china.. here prices r cheeper than u can even think.. u can buy ten packs of bread in just one pound..