If idon't have a job, but i have good credit, and i cosign for my husband to get a car, would we be aprove?

Question

And my score is 693, how much would the interest rate be for a used car that is $21,998.

And also, if my credit report said, Too many inquiries within 12 months.

Answer 1

Yeah. 693 is an above average score but not perfect so you could still end up with like a 10% interest rate. But if you are saying you have too many inquiries than that would mean someone would have told you that as a reason for turning you down...right?

Answer 2

If your husband has good credit as well then you should be ok but it seems as if you keep on trying to apply for credit cards or something for the last 12 months that is why it says that you have been trying to pull your credit to much. If your husband credit is good, just let him sign the the papers and not have a co-signer.

Answer 3

it is very possiable you get approved.let thinkthis through ok you need a job incase things happen.life doe shappen .prepare yourself and come up with a plan.
have you sat down and talk this though with friend or fincial advisor.please don,t leap befor you jump.

Answer 4

if he has a job yeah you should