I'm in the process of fixing my credit to purches real-estate
2006-07-20 14:53:47 · 9 answers · asked by proffit206 1 in Business & Finance ➔ Credit
Washington Mutual offers 0% on balance transfers. There is a 3% fee to transfer, though, and it's only for a year.
They will send you checks, and you can transfer a balance from anything (credit cards, loans, etc).
2006-07-20 15:23:16 · answer #1 · answered by Anonymous · 1⤊ 0⤋
If you're 'fixing' your credit, it's unlikely that you would qualify for the best rates. People with excellent credit ratings even have to pay some percentage of finance charges. That's how credit card companies make their money. I don't think there's such a thing as a 0% credit card, unless it is a short time like the first 6 months at 0%, and then the rate goes to whatever the company's prime is, based on your credit rating.
2006-07-20 15:00:32 · answer #2 · answered by castlecollector2001 2 · 0⤊ 0⤋
almost no company gives a 0% interest rate. If they did, they wouldn't make any money; if they do, it is usually only for a promotional period. Many will give prime + 0%, but this is not the same. I'm assuming your credit isn't the best since you stated that you are in the process of fixing it, so your chances are slim to none.
2006-07-20 14:57:18 · answer #3 · answered by The Chucksta 3 · 0⤊ 0⤋
Do a yahoo search for "Duck9 fax and fix" and you'll see what we do for free to "fix" credit. You really can't fix credit, only try to boost your FICO score by adding in positive info with positive behavior.
You can add good data by charging $25 and paying it all off. The three bureaus make no distinction between $25 paid on time vs $25,000. The more "on-times" you get the more "1's" appear on your credit report.
You most certainly want to avoid "9's" on your credit report. 9's are charge-offs. Ducking 9's can boost your FICO over 750.
Sorry about the ad message but advertising what is good and FREE should be ok with you right?! Good luck!
2006-07-20 15:22:24 · answer #4 · answered by tag_tall_asian_guy 1 · 0⤊ 0⤋
The cheapest way I have found is to purchase a prepaid credit card. Many stores now carry them. The fees are charged upfront. $9.95 to activate up to $200. $4.95 to reload. Works much like phone cards. No hidden fees. Can be done online.
2006-07-20 16:43:28 · answer #5 · answered by Schona 6 · 0⤊ 0⤋
U could get 0% for a certain time ( may be 180 days ) then u will be charged the regular rate
2006-07-20 15:07:56 · answer #6 · answered by nuwanusa 5 · 0⤊ 0⤋
There is no such thing my friend, and any card that advertises that should make you run the other direction. Only your daddy will supply you with interest free loans... maybe
2006-07-20 15:01:41 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Go to dreamland and apply at the special bank where nobody wants to make money.
2006-07-20 14:55:30 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Try this website to help you find it http://www.bestcreditrates.net
2006-07-20 14:55:15 · answer #9 · answered by Anonymous · 0⤊ 0⤋