I need to pay of school and a job is not working fast enough. I dont have very good credit and I do not have a co signer. Does anyone know of a student loan (besides Federal and the ones FASFA gives you) that I can apply for? Thank you!
2006-07-20 07:55:58 · 16 answers · asked by anb2480 2 in Education & Reference ➔ Financial Aid
FOR EVERYONE WHO SAYS CREDIT DOESNT MATTER IT DOES MATTER. APPLYING FOR STUDENT LOANS ARE JUST LIKE APPLYING FOR REGULAR LOANS
2006-07-20 08:03:50 · update #1
Annother note for the ppl that say use Federal loans i orginally other than those because I have all of those already but that is not enough to help pay for my college.
2006-07-20 09:37:01 · update #2
I see your additional details and I must outright say you are WRONG. Student loans are NOT like applying for regular loans.
Yes, there ARE personal loans available that are called "student loans" that require credit, but that is not the ONLY option.
There are federal Stafford loans, as well as campus based Perkins loans. These loans are NOT credit based. If you make too much money to qualify for them, perhaps you should consider paying cash.
If however, you make too much money to qualify for Stafford/Perkins loans, yet your debt burden is so high that you can't afford even part-time tuition at a public university, then maybe you shouldn't be considering student loans at all right now, but maybe bankruptcy instead. Just a thought.
2006-07-20 09:08:48 · answer #1 · answered by lotherius 3 · 0⤊ 0⤋
Everyone can get a student load, it has nothing to do with your credit. Make sure that you pay back your student loan as agreed after your graduate or quit school.
Don't forget to apply for grants. Good luck!
2006-07-20 08:01:38 · answer #2 · answered by soar 3 · 0⤊ 0⤋
I have horrible credit and was denied for my loans. My school gave me a CEF loan. Basically they paid for everything except my books. I will have to pay them back starting six months after I graduate. You MUST get a formal denial before they will even consider it.
2006-07-20 07:58:11 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I don't think credit matters either. You should go to your financial aid office and discuss the problem with them they will help with applying different places.
2006-07-20 08:01:30 · answer #4 · answered by nastaany1 7 · 0⤊ 0⤋
Check out the U.S. Dept. of Education website.
http://www.ed.gov/index.jhtml
Talk to a school counsilor or a financial aid counsilor at the school you're interested in. Good luck! :-)
2006-07-20 08:07:43 · answer #5 · answered by RandomActsOfKindness 2 · 0⤊ 0⤋
i dont think student loans have anything to do with your credit
2006-07-20 07:58:00 · answer #6 · answered by ~*Katie*~ 4 · 0⤊ 0⤋
u just enquire any one of the nationalised banks and they provide u loans based on ur certificates
2006-07-20 08:00:30 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Talk to the accouting office at your school
2006-07-20 08:01:11 · answer #8 · answered by daisycarlene 2 · 0⤊ 0⤋
Army reserve, you go to school for free and its not like the REAL army.
2006-07-20 08:00:02 · answer #9 · answered by D$ 2 · 0⤊ 0⤋
get someone trustworthy with good credit to cosign it. just make sure you pay!!! otherwise you'll ruin their credit, too!
2006-07-20 07:59:02 · answer #10 · answered by dixiegirl687 5 · 0⤊ 0⤋