How do you clean up your credit after you have paid your bills but have bad credit still. Does it take along time or should I hire someone to do it or can i do it myself? We have no credit cards and have paid all back bills. But our score still shows late payments etc. thanks for your advice..
2006-07-19 23:35:47 · 3 answers · asked by crazymomma_jos 2 in Business & Finance ➔ Credit
Hi, In future if you have any bills, pay on time. Your credit score should increase in due course. You need to have a budget and you need to stay within it. Some articles that might help are:
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581
Building Wealth by Reducing Debt
http://www.askaquery.com/Answers/qn1578.html
How to Manage Your Credit Card Debt?
http://www.askaquery.com/Answers/qn1579.html
2006-07-20 00:24:39 · answer #1 · answered by melone l 1 · 1⤊ 0⤋
It takes about 12 months of paying on time to improve your score.
2006-07-19 23:41:08 · answer #2 · answered by accesscard 3 · 0⤊ 0⤋
it takes about a year
2006-07-20 03:28:36 · answer #3 · answered by Anonymous · 0⤊ 0⤋