2006-07-19 15:07:15 · 6 answers · asked by mizharleyquinn 1 in Business & Finance ➔ Credit
probably through a credit union. but be careful because it is easy to get burned by refinancing.
2006-07-19 15:10:32 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The best way, would be to get a bank loan. The interest rate would be cheaper, than that of a loan company. If you have a few bills, maybe you could consolidate all of them, into one payment, instead of paying four or five different company's every month. If your credit is not up to par, you might have to get a co-signer..Good Luck, to you..
2006-07-19 15:23:53 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If you have decent rate on your home equity line, use that. The interest is tax deductible, so you are cutting your actual interest rate by 15 to 30 percent after accounting for the tax savings (i.e. 7% home equity line, factoring in tax break, would, in effect, result in approximately 5 to 5.25%, rate, depending on your tax bracket)
2006-07-19 15:14:47 · answer #3 · answered by klarf 3 · 0⤊ 0⤋
Compare interest rates. If you have enough savings and cannot earn on the savings what you are paying to the lender in interest, pay off the loan.
2006-07-19 17:11:38 · answer #4 · answered by Gary G 3 · 0⤊ 0⤋
you can even use your credit cards to do it an save money! i read an article about it and it worked for me. the article is at http://www.debtsmart.com/pages/article_car_on_credit.html
check it out. it's out-of-the-box thinking for sure
good luck
Jack
2006-07-19 15:58:45 · answer #5 · answered by jackvanz 1 · 0⤊ 0⤋
get a different loan
2006-07-19 15:10:15 · answer #6 · answered by Stacy R 6 · 0⤊ 0⤋