Driving - Insurance claim who's fault?

Question

I stalled on a roundabout and a taxi ran into the back of my car - who is at fault?

Answer 1

i am an insurance claims handler so i can say with certainty that as you were hit in the rear that it was the taxi's fault. this is one of the easiest claims to settle. it doesn't matter if you stalled. i once dealt with a claim where the person in front deliberately did an emergency stop to prove a point to our client that he wasn't leaving enough space between them and it was still our clients fault. especially at low speed on a roundabout it should have been easy to avoid!

Answer 2

In the UK. This is nice and easy as the Highway code states that you should always maintain a safe stopping distance from the car in front.

The taxi didn't do that. The fact you stalled is totally irrelevant. You may have set off and had to stop suddenly for people/cat/dog/car etc.

Taxi at fault. He should have made sure the coast was clear before proceeding.

All the best and happy motoring

Answer 3

Strictly speaking, it is the taxi, however insurance companies will try anything. My sister was hit by a car going THE WRONG WAY round a roundabout, it took the 2 insurance companies THREE MONTHS to decide whose fault it was.

Answer 4

Normally speaking the car behind is considered at fault, but I have never come accross your specific situation of stalling on a roundabout.... was it as you tried to pull out onto the roundabout or were you actually going round when you stalled?

Answer 5

The taxi driver is at fault because he/she ran into the rear of a stationary vehicle,don't let your insurance company go knock for knock they do this to avoid a costly court case and it may mean that you lose your no claims bonus

Answer 6

I'd say the taxi driver, because he/she should have been looking where they were going, if you get the damage to your car looked at they should know who's fault it was and who to claim from.

Answer 7

Under the road traffic act, the person that ran into you is at fault. If police were on scene, driver could be charged with driving without due care and attention.

Answer 8

The Taxi. The car behind will lose the case because he was too close.

Answer 9

Probably the taxi - you are supposed to have enough time/space to avoid hitting other cars - otherwise it is called tailgating. Here in AZ he would probably get a ticket for "failure to control speed to avoid collision"

However, the insurance companies don't have to use that to decide who pays...

Answer 10

regrettably you have been driving too on the threshold of the vehicle in front and the actuality which you skidded replace into all the way down to you besides won't bearing in mind the circumstances - it is thoroughly your man or woman fault. in case you have third social gathering purely or third social gathering fire and robbery disguise you may no longer declare a element - skidding or no longer. in case your have totally complete disguise then you definately can declare for the industry fee of the ca much less any extra you agreed to whilst getting rid of the coverage.