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Why do they keep sending these offers to me at least 5 a week... if I already have a card with them?? How do I make it stop??

2006-07-18 12:12:00 · 8 answers · asked by amy 2 in Business & Finance Credit

8 answers

Capital One is known for its "aggressive" marketing. However, you can opt-out of pre-screen credit card offers by going to:

https://www.optoutprescreen.com/

You can also call: 1-888-5-OPTOUT

If Capital One does not stop sending offers after you opt-out (it may take up to 60 days to process the request), send them an opt-out request directly and copy the Better Business Bureau, your State Attorney General's Office and the Federal Trade Commission. Be sure to state that you are on the opt-out list (specify the date to show that Capital One is continuing to send you solicitations beyond the 60-day processing period). Be sure to send it certified, return receipt mail.

I always choose the 5-year opt-out instead of the permanent opt-out because the permanent opt-out requires that you mail in a verification form (snail mail) which may delay the process (who uses postal mail these days, anyway?). I prefer the 5 years of peace to start as soon as possible... I can re-submit my next 5 years when the initial 5-year opt-out period expires.

Also, if you move, you will need to submit a new opt-out request.

2006-07-18 13:23:41 · answer #1 · answered by john.janney 2 · 3 0

Cut any cards up.

Send the company a letter to let them know you already have a card and are not seeking anything further. Thank you.

2006-07-18 17:47:23 · answer #2 · answered by Angela B 4 · 0 0

Just keep all of the junk mail that you get in a week and then use the pre paid envelope to send it back. That way that have to pay the postage charge and also some jobs worth has to go to the trouble of opening the mail and then finding all of your junk mail. Just think if everyone did this, they would soon get the message.

2016-03-16 01:40:29 · answer #3 · answered by Anonymous · 0 0

They want you to get a credit card

2006-07-18 12:16:37 · answer #4 · answered by Anonymous · 0 0

Their probably doing it because you have good credit. Just call up your local Credit Union and tell them your already with them and you don't need anymore offers from them. :O)

2006-07-18 12:16:16 · answer #5 · answered by Gemini23 4 · 0 0

They do that with me as well, and I already have their credit card. Just throw the stuff away if you do not want it.

2006-07-18 12:15:45 · answer #6 · answered by Andrea 5 · 1 0

they send to everyone, big company ! good card to have, use wisely ! they probably picked up a positive file on you somewhere along the line... good thing too !

2006-07-18 12:20:20 · answer #7 · answered by Ace 1 · 0 0

You cannot make them stop, I have tried endlessly. Fill them in with fake information and a fake name and send them in. That will keep them busy for awhile.

2006-07-18 12:16:55 · answer #8 · answered by ? 6 · 0 0

you cant make it stop. Get those postage paid enevelopes out of 'em, seal them (empty) and mail them back.

2006-07-18 12:17:27 · answer #9 · answered by cynthetiq 6 · 0 0

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