I got into a car accident with my friend's car. I just moved down to Va and didn't have a car to work with yet. I offered to insure the car under my name and he plainly stated, don't worry about it. It's covered with my insurance and if something happens, you'll have to just pay the detuctible. Now as this has happened, he doesn't want to claim it on the insurance and wants me to pull 5,000.00 out for repair costs. He then changed his mind to get the car fixed on the insurance but is still taking me to small claims court for the 5,000.00. He won't just take the detuctible. Does he have a right to sue? If so what can he sue for? Thanks, Morgan
2006-07-17 19:01:12 · 5 answers · asked by Morgan P 1 in Cars & Transportation ➔ Insurance & Registration
Oh that sucks.
Do you have proof that he said what he said? Did you write it down? If you did, you have no problem because you have proof.
If you didn't, it's your word against his. He will probably deny telling you not to insure the car. He can sue for the $5,000, for the damage for the car.
If I were you, I would go to court, and tell the judge the whole story. If you can state times and dates in which you offered to insure the car, and say that you are willing to pay the deductible, you might win.
2006-07-17 19:08:23 · answer #1 · answered by brand_new_monkey 6 · 0⤊ 0⤋
Hey guy, you can only minimize the loss of blood. Get three or four different estimates, don't go by his $5000.00 plan so quick. Did he already have other damage(s) in the near vicinity of the accident? that will give you some negotiating room there. However, the owner is who is ultimately responsible for the vehicle, if you hit someone else not you. Tell him you'll fix it, and take it to a bodyshop more suited to your budget, and put it on a credit card for now. Maybe a family member can loan you a card.
2006-07-18 02:19:41 · answer #2 · answered by Phil and Sue O 2 · 0⤊ 0⤋
First of all, always try to keep your insurance active. Even if you don't have a vehicle titled in your name or running, you can get what is called a "named non-owners" policy. This will give you liability coverage that will carry over to the vehicles that you borrow. As far as your accident, I hate to say it, but yes, you are responsible. Too bad he could not have worked something out with you instead of taking it to court. Good luck...
2006-07-18 12:47:15 · answer #3 · answered by jlynna10 3 · 0⤊ 0⤋
oh boy he haa your *** in a ringer and he knows it. if you do not have it what he told you in writing then he can say what ever he wants and he can get what he asks for perviding it is not more then the repair cost to the car. sorry guy just hope he comes around and lets you off the hook.
brand_new_mo. <--- I like that idea if anyway out just never know it is a gray area
with new light on the question you are not going to side by you will pay something if not the full 5000
2006-07-18 02:10:05 · answer #4 · answered by Paul G 5 · 0⤊ 0⤋
Morgan, you're not going to want to hear this but you smashed his car. You're responsible. Work out a payment plan or something. Take responsibility for your actions. You had a friend who was trying to help you. Thank them. Don't make their insurance go up because of your accident.
2006-07-18 02:11:21 · answer #5 · answered by a 4 · 0⤊ 0⤋